Payment of the 14th of the INSS returns to the Chamber of Deputies

After months stalled in the Chamber of Deputies, the bill that determines the exceptional payment of a 14th benefit to retirees, pensioners and other INSS (National Social Security Institute) policyholders is back on track.

With a favorable opinion from the CCJ (Commission on Constitution and Justice and Citizenship), which could be voted on in the coming days, a decision taken this Friday (17) is that the project should now be discussed by a special committee on the subject. .

The proposal was presented in 2020 to try to minimize the financial impacts of the Covid-19 pandemic on retirees. According to the text, the insured would be entitled to two extra installments of the 13th of the INSS, limited to up to two minimum wages, which would give R$ 2,424 today.

The payment of the amounts would reach about 31 million INSS beneficiaries who receive retirement, pension and assistance. Insured people who earn BPC (Continued Benefit Benefit) and lifetime monthly income are not entitled to the 13th.

The last practical progress of the measure had been in November 2021, with the approval of the project by the Finance and Taxation Commission. After that, this month, the opinion of the rapporteur at the CCJ, deputy Ricardo Silva (PSD/SP), points out that the text is constitutional. The proposal could already be voted on in the CCJ, but it was stopped.

The costs for the public authorities would be between R$ 76 billion and R$ 81.4 billion, according to data contained in the reports in the Chamber. The proposal is for the amounts to be funded with an increase in the tax rate on profits in the banking, fuel and energy sectors. In the case of banks alone, around R$ 5 billion would be collected for the measure.

The release of the extra benefit, even for two years, divides opinions. Representatives of retirees and some parliamentarians argue that the money is necessary to minimize the impact that the pandemic has brought to this category, especially with regard to health spending. Those who are against the measure believe that, by raising taxes, citizens end up paying the bill in another way, with a higher cost in bank financing and services in other areas.

Financial educator Cíntia Senna, from Dsop, says that any extra money is welcome, but says that it can have the desired effect if there is no financial education.

“He [aposentado] ends up spending because you don’t see it as an anticipation. It understands only as a value of the month. The 14th salary is also an extra income, which is not part of the INSS beneficiary’s monthly standard, so if he is not educated to make the correct use of this amount, the same thing can happen as with the 13th”, it says.

For social security lawyer João Badari, from Aith, Badari and Luchin, the project depends on actuarial studies that show exactly how the measure can be funded.

“Many retirees anxiously await the payment of the 14th salary of the INSS in 2022, but for this to occur, a source of revenue must be created to cover its payment. At this time of great economic crisis, the high cost involved in the 14th payment to retirees and INSS pensioners will hardly become a reality”, he says.

understand the proposal

The project that creates the 14th salary for retirees was presented in August 2020, by Deputy Pompeo de Mattos (PDT-RS), as an alternative to the crisis brought about by the Covid-19 pandemic after the government brought forward the 13th salary that year. The initial proposal was for installments paid in 2020 and 2021.

As it was not voted on in time, when checking in the Social Security and Family Commission, in 2021, the rapporteur on the subject, deputy Flávia Morais (PDT-GO), attached to the original proposal the bill 5.641, by deputy Aureo Ribeiro (SD -RJ), which proposed the payment of the 14th until 2023.