The mini-insurance bill is in the Parliament – What it provides for early pensions, who it concerns

By Chrysostomos Tsoufis

The road to the Parliament takes -unexpectedly today- the mini insurance n/s of the Ministry of Labour. The bill complies with last year’s decision of the Council of Ministers according to which the statute of limitations for debts to the EFKA. Condition that the debts have not been sought by a fund or the KEAO. There is also an even greater limitation of the limitation period, from 10 to 5 years, which is expected to enter into force a year earlier than originally estimated, i.e. in 2026 instead of 2027. This will achieve full alignment with what is in force for debts to the tax office.

There will also be an identification with the regulations in force in the tax office regarding the installments of the arrangements. With the passage of the bill likely within the month, installments for permanent settlement will double to 24 and 48 for debts from extraordinary causes. According to the first calculations, at least 200,000 insured persons will be able to benefit and readjust their debts in more installments paying smaller amounts monthly.

The bill will also provide for the imposition of a ceiling on auxiliary pensions equal to 6/20 of the ceiling that applies to the main pensions, 1382€/month.

In cases where a company converts a part-time contract into a full-time one, the bill provides for a subsidy from the state budget of 40% of the employee and employer contributions from the first day of the conversion and for one year. It concerns businesses that on September 9, 2022 employed workers with a part-time contract at a rate of more than 50%.

The provisions of the bill amore than 500,000 civil servants also wear them who will see increases in their earnings as the special 1% emergency levy in favor of the Welfare Fund is abolished. With the abolition of the 1% levied on total salaries, a newly hired employee benefits by approximately €110 per year, a head of the State Department by €365, and a manager by €590 per year

At the same time, the right to combat five years is extended to all uniformed personneli.e. the recognition of an additional 5 years of insurance by naturally paying the corresponding contributions.

With mini insurance, the public door for early retirement closes from New Year 2023 at the age of 55-60 for those employees who had completed 25 years between 2010 and 2012, but do not have time to complete the required age by the end of 2022.

Among the predictions and accuracy check of €250 which will be given the week before Christmas to low pensioners, beneficiaries of the minimum guaranteed income, disability benefits, uninsured seniors and those receiving child benefit.

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