“Let’s go cover, what many say, middle class or other people who had some income before this patrak was done in the past decade and who poved up and at this time have no prospect and we are trying to speed up yet More the procedures to come back to a regularity, “said Minister of National Economy and Finance, Kostis Hatzidakis, speaking in the first program about the changes announced with regard to the out -of -court debt settlement mechanism.

“We have presented six initiatives to reduce private debt, to be more precise, five initiatives to reduce private debt and one concerning the victims of Aspis Providence, and this arrangement aims at their faster compensation. The other 5 arrangements relate exclusively to private debt reduction, most important of which is the doubling of the income threshold for eligible debtors regarding the presumed consensus of creditors in the out -of -court application, that is, in simple Greek means that it is doubled to double the income. Compulsory out -of -court settlement. Let’s say for a one -person household, the limit was 7,000 euros, it goes to 14,000. For a family with two children go to 35,000. Was in half. The second arrangement is the institutionalization of the lender’s obligation, the creditor to have filed a written proposal to the debtor before the auction, “Mr Hadjidakis initially said.

Asked whether the funds will respond to the obligation imposed by the regulation, Mr Hadjidakis stressed “they will be implemented, because when we say it is mandatory”.

“That is, you make a request to enter the out -of -court mechanism for what you owe to the tax office, to EFKA, to banks and funds. As far as the tax office and EFKA are concerned, you realize that the state that sets the terms not to respect them, is self -evident and beyond that, in relation to banks and funds, experience has shown, cannot be shown, It becomes different, and where there were limited boundaries, lower for the out -of -court mechanism, we also adopted them, on my own ministry at the end of the 23rd, apparently there the laws are kept there again. Banks cannot do anything different and the banks say, as it turns out what is the income of the other and that it falls under the provisions of the law that they do not respect it, ”the minister said.

According to the Minister, if the creditor, bank or fund, a written submission of a regulatory proposal, the debtor may rely on the arrangement to “freeze” the auction process.

At the end of 2023, the government had established a number of other arrangements, such as the obligation to borrow borrowers on the part of the funds or services, and this has made a progress, the minister noted, and then the compulsory was first established for the first time. of the out -of -court mechanism for the vulnerable.

“The opportunity to expand the haircut to a percentage of up to 28% and a favorable interest rate for all arrangements, a fixed interest rate of 3%, was entered. These were not in force until then, and these have contributed to what, where the out -of -court mechanism had no impressive results, to reach 2024 debts exceeding 10 billion and were regulated through the out -of -court mechanism and this concerns no more than 30,000 fellow citizens. . So the out -of -court mechanism is not a theory, it is not something that plants. It is a reality and we believe that with these arrangements we will go further. To make a comparison, we had an increase of 81%between 23 and 24, ”Mr Hatzidakis added. (…) We didn’t do it for reasons of impressions. We have seen the possibilities that exist, how the whole thing has worked so far and so we have moved in this direction knowing where we are going. “

In addition, he said there would be legislative relief intervention for Swiss franc borrowers in the first half of the 25th. Let’s look at the impact on the banking system and on Hercules, the warranty system that has been adopted. We must also see this in terms of impact on taxpayers and budgets and will see what has happened in other European states. We are studying it seriously anyway. This is also a big issue, ”he said.

Tempi: “We’re talking about a tragedy and in every tragedy there is cleansing”

Concerning the developments around the Tempe case, Mr. Hatzidakis mentioned the following.

“I say two things, that we are talking about a tragedy here and there is a cleansing in every tragedy. There is only a cleansing. We know it very well in the government and obviously all the processes will be initiated and are already moving in this direction. Obviously here we are talking about a European democracy, Greece, which there are rules of rule of law, courts, etc. But there is no illusion in the government, alas, how it could otherwise be that there should be cleansing in this tragedy. To say, in the same context, because we are talking about drama, we do not give the monopoly of human sympathy, of humanity I would generally say to any opposition party. The second observation has to do with the fact that the issue is so big and so well known in public opinion and so much concern to public opinion that any responsibilities are not hidden with anything. So far, the prime minister has been responsible for the television prime minister, to Greek citizens immediately apologizing, the minister who resigned, the OSE administration left, more than 40 prosecutions have been brought, the government has brought a special arrangement to accelerate the trial and the trial. Not to pull as much as in Mandra and Eye, he ordered the same experts to illuminate the subject from all sides, in which studies, experts are mentioned these days. So, while the government of Greece and any government that, as we say, would, as we say, stuck to any real or non -existent Xyliou smuggling? If there is, and the smuggler of Xyliou, that is. “

Answering the question asked why it is not revealed who gave the mandate for the joke, Mr. Hatzidakis stressed “in the hurry between SYRIZA and PASOK and in the division to show who has the initiative the opposition to this issue, he was submitted. This proposal for pre -trial investigation relative to Mr. Triantopoulos. We have said welcome, because, among other things, this will allow all this now that we are chatting on radios and televisions to be discussed, to see what this notorious case file is really saying, what is being charged with anyone and to illuminate the subject of the baza. However, let’s make it clear that it was not any joke the reason we had the railway accident. The reason was the commander and were all the problems we know of OSE, so as not to forget some basic truths. “

“Last year the issue of the notorious editing was discussed at such a time. This discussion took place, then a motion of censure against the Government for the editing was placed, all this debate ended and now, a year later, who is talking about a montage? None. Because there is no editing. Because the case file came and showed that the material supposed to have been intact was intact. So what are we chatting? ” Mr. Hatzidakis added.

“Therefore, I want to say that in this discussion that is taking place, in a dramatic background of 57 people, there are also discussions on discussions and analysts, which everyone says to their own, which ultimately seems to be in this scene. There are things that are not based on facts, analyzes, which are unfounded, ”the minister added.

“Let’s say that otherwise. If we try to conceal, we will pay for it first. And while we have lifted the responsibilities, the Prime Minister himself, who resigned by the Minister of OSE, who have been practiced by various OSE officials, ERGOSE, one, of the other, were accepted. That is, to seek to conceal? To do this we had to be politically stupid, “the minister said.