The out -of -court mechanism has moved at a high pace this August, although this month is not taken into account in the deadlines for completing the procedure, as in force under no. 16 of Law 4738/2020, par.

Correspondingly, new applications launches recorded a 10% increase compared to the corresponding month last year and an increase of 45% from ahead. Subjects significantly higher recorded by a 26% increase compared to the Persian month and a 70% increase over the pre -early. In particular, in August 2025, 3,340 new applications and 2,896 submissions were made against 3,031 applications and 2,338 submissions in the same month of 2024 and 2,305 applications K 1,715 submissions of 2023.

A total of 41,748 successful arrangements for initial debts of € 13.56 billion have been settled through the out -of -court mechanism by the end of August.

The significant increase in all indicators reflects the substantial middle class coverage by expanding the criteria for integration and all improvements overall, which give daily realistic regulation proposals to households and businesses.

Bank details

According to the Monthly Progress Report of the General Secretariat for Private Debt Management and Management, in the first half of 2025, 17.5% of non -performing loans in bank portfolios is in regulatory regime while the percentage of reported loans reaches 42%.

The percentage of non -performing loans fell 0.2 percentage points at the closing of the 2nd quarter of 2025 compared to the previous quarter. According to the latest data from the Bank of Greece (Q2 2025), the index stood at 3.57%, from 3.77% (Q1 2025), thus noting a new historical low since 2002.

Bilateral Settings with Servicers

The positive course in bilateral loan arrangements continues with the 4 largest financial entities (Intrum, Cepal, Dovalue, Qquant). In July, successful arrangements of EUR 383 million were made, which corresponds to 7,167 debtors.