Caixa announces real estate financing line for companies

Caixa announced, this Thursday (28), a package of actions aimed at companies.

In a live broadcast with the CBIC (Brazilian Chamber of the Construction Industry), the president of Caixa, Pedro Guimarães, announced the opening of a financing line for the acquisition, construction or renovation of commercial properties for corporate customers. The contract can be made from this Monday (2).

According to Caixa, the line will have rates starting at TR + 3.15% per year, added to the remuneration of savings. The term is up to 180 months.

To speed up the release of funds, Caixa announced that, as of the 18th, it will cut the amount of documents required by half.

The federal bank will also extend the promotional rate for contracts in the Poupança Caixa modality, with SBPE resources, for legal entities. Until June 30, the rate will be 3% per year, added to the savings income. A drop is 0.32 percentage point, according to Caixa.

The production support line for legal entities will also be expanded, with the bank starting to finance projects with land donation by a public entity.

For individuals, Guimarães announced that new real estate credit contracts, with SBPE resources, will have a grace period of up to six months in the financing of properties, both new and used, in lines with savings resources. The rule in force until then did not provide for a grace period.

Contracts with savings resources (SBPE) added to those of the Casa Verde e Amarela Program, with FGTS resources, totaled, in the first quarter of this year, R$ 34.4 billion, according to Guimarães.

The amount represents an increase of 17.8% compared to the same period in 2021. According to Caixa, if compared to the first quarter of 2018, the growth is 92.7%.

SBPE contracts alone totaled R$ 21.4 billion in the period. A growth of 31.2% compared to the first quarter of 2021.