Caixa pays up to R$ 1,000 of FGTS to 3.5 million and releases birthday loot

Caixa Econômica Federal pays this Wednesday (4) up to R$ 1,000 in the extraordinary withdrawal of the FGTS (Fundo de Garantia do Tempo de Serviço) for March birthdays. At this stage, approximately R$ 2.5 billion will be released to 3.5 million workers. The movement of money is done through the Caixa Tem application, without having to go to a Caixa branch, responsible for the fund and the transfer of values.

The bank also released, this Monday (2), another batch of the FGTS birthday withdrawal, for those born in May who joined the program. See the full calendar below.

See the withdrawal calendar of up to R$ 1,000 from the FGTS

From April 20th to June 15th, approximately R$30 billion will be paid in the extraordinary withdrawal for approximately 42 million workers. Prices will be available until December 15th. Those who do not want to receive can cancel the credit until November 10th. Anyone who does not withdraw by December 15 will have the amount returned to the Guarantee Fund, with correction.

Every worker with an account in the fund, which is not blocked, has the right to withdraw the extraordinary FGTS. The main reasons for blocking are: court order, request for the return of an extra amount paid by the employer, inconsistent data and contracting a credit operation with anticipation of the birthday withdrawal.

How to check your FGTS balance using the app

1. Update or download the FGTS app on your mobile
2. Then open the app and click “Sign in to the app”
3. The program will ask if you can use Caixa.gov.br; click “Continue”
4. Enter your CPF, go to “I’m not a robot” and then to “Next”; if the program asks to identify images, identify them and go to “Verify”
5. Enter the password and click “Login”
6. A message will appear with information about the extraordinary FGTS withdrawal, click on “I understand”
7. On the home screen, go to “Extraordinary Withdrawal”, in the orange frame
8. On the next screen, you will see how much will be available for you to withdraw
9. To find out which accounts the amount is being debited from, click on “See released FGTS accounts”
10. Payment is automatic, on the digital social account, for most workers; in some cases, you will need to make the request (see the step-by-step below)

For most workers, the money is released automatically through the Caixa Tem app. However, there are cases in which it is necessary to request the withdrawal through another app, the FGTS app.

Workers who chose not to withdraw the emergency FGTS in 2020 will be without automatic credit. To receive the money, these professionals need to make a withdrawal request.

Depending on when you place the order or regularize the registration, “the credit will be made at Caixa Tem” in the next processing window”, according to Caixa, that is, it may occur after the date defined in the calendar.

Step by step for those who will not have the automatic deposit

1. Access or download the FGTS application (if you already have the application and it is necessary, update it)
2. After downloading or updating, click “Join the app” and then “Continue”
3. Enter your CPF, go to “I’m not a robot” and click “Next”
4. Enter your password and go to “Login”
5. The app will be able to provide explanations about the new method of withdrawal; click “Understood”
6. On the homepage, go to “Extraordinary Withdrawal”
7. Information on how much you can withdraw will appear.
8. To find out which accounts the money will be withdrawn from, click on “See released FGTS accounts”
9. If the deposit has not occurred automatically, the system will inform you that it is necessary to request the withdrawal; if this is the case, go to “Request a withdrawal”, below, in orange
10. The only option is to deposit the amount in a Caixa social savings account, operated by Caixa Tem
11. If you want the values, go to “Confirm”

Money can be used in the Caixa Tem app

The money is deposited at Caixa Tem and can be moved immediately, with purchases over the internet or establishments that accept digital savings, bill payment and transfer or withdrawal.

Workers will have until December 15th to request the money or accept the automatic deposit. Anyone who does not want the credit must undo the payment in the FGTS app until November 10. Those who do not withdraw will have the amounts returned to the account, without losses, says the state bank.

See who will receive in the new batch of the birthday loot

Caixa released, this Monday (2), the FGTS anniversary withdrawal. Those who opt for this modality receive an annual amount, but lose the right to have access to the entire FGTS balance if they are fired without just cause. Adherence to this type of withdrawal method is not mandatory.

The worker who opts for this modality is able to contract the advance of the birthday withdrawal, a type of loan offered by financial institutions, with interest charge. In this case, the value of the FGTS balance given as collateral for the loan is blocked and cannot be used for the extraordinary withdrawal of R$1,000.

See the 2022 Anniversary Loot Calendar

Workers who opt for the birthday withdrawal until the last day of the month of their birthday may receive the amount in the same year of option.

According to Caixa, the withdrawal period begins on the first business day of the worker’s birthday month and the amounts are available for withdrawal until the last business day of the second subsequent month. In addition, workers need to subscribe to this type of withdrawal in their birthday month to receive payment in the same year.

Find out how much you can withdraw

The amount released in the birthday withdrawal depends on the total balance that the worker has in the FGTS, as shown in the table below: