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My cell phone was stolen, now what?
An increasingly common crime in large cities, cell phone theft with the aim of breaking into and cleaning victims’ bank accounts can cause much greater damage than the loss of the device.
Understand: this type of crime usually occurs with the so-called “boats”, when cell phones are taken from the hand of a victim who is usually distracted and with the device unlocked.
How to protect yourself: the mobile phone owner must increase the overall protection of the device and make it difficult to access sensitive applications and information.
- In addition to the well-known recommendations about using different passwords and not having credit card images and other documents on the device, the person can also reduce the screen lock time and activate the password for their chip, which must be entered every time it is placed on a new cell phone.
- Click here to see other tips.
What to do after being robbed: in this case, agility is essential to reduce the damage. The three main recommendations are:
- Erase data and applications remotely.
- Block the phone line and notify your bank.
- File an incident report.
What if the bank does not return the transferred money? The orientation of the Central Bank to the citizen is to seek the Procon or the Justice. It is also possible to file a complaint with the BC against the bank.
Novel far from the end
Why did Elon Musk decide to suspend the purchase of Twitter?
Was the decision based on concerns about the deal, a strategy to buy time to obtain financing, or with a view to re-discussing the terms? Was it just another way for the billionaire to get attention?
It can be all of these at the same time. Or none of that.
Understand: the reason given by Musk for suspending the offer was that the platform could have more than the 5% of fake accounts/spam declared by Twitter.
How analysts see Musk’s move:
Renegotiate the offer: since you announced the purchase proposal, for US$ 54.20 per share, tech stocks dropped sharply, and Musk even saw his equity slashed as Tesla pulled back.
- The billionaire can use this discrepancy in the percentage of bots to try to get a better price — or even give up on the purchase. Termination of the offer is estimated at $1 billion.
Financing time: With the aim of compromising a smaller percentage of his position in Tesla and even relieving the amount he will have to pay out of pocket, the South African races against time and has resorted to large funds and his friends to split the transaction account. .
One more sealed? It wouldn’t be the first time that Musk made a post that influenced the market and then backtracked. The most notorious case was when he said he was considering taking Tesla off the market in 2018.
why it matters: in terms of business, a large percentage of fake profiles is worrying, because it affects the number of daily active users, a metric used by companies to pay for ads on platforms.
More on Musk-Twitter:
Fiagros attract investors
The rise in the Selic rate and the global scenario of high commodity prices led Fiagros (Investment Funds in Agroindustrial Chains) to attract around 51.6 millionl investors in just over six months.
The resources under management are in the house of the BRL 3 billion.
Understand: the objective of these funds is to allow rural producers to raise funds without having to resort to public financing or large private banks.
- They invest in different crops in the agro sector, with a more focused look at this moment on soy, corn, sugar and ethanol.
- On the investor side, the promised returns are 3% per year above the CDI – which has a strong relationship with the Selic rate. There is also the advantage that the income is exempt from IR (Income Tax).
There are three types of Fiagros in Brazil, and there are 23 listed on the Exchange:
- There are still two listed that follow FIDCs (Investment Funds in Credit Rights). The legislation also allows FIP-type Fiagros (Funds for Investment in Participation), which have the prerogative to invest in real assets, such as farms and forests.
- These two types are only for investors with more than BRL 1 million in financial applications.
Startups bet on AI
A good part of people’s routine is guided by algorithms, especially those who spend more time connected. These mechanisms are the basis of AI (artificial intelligence), a tool increasingly developed and demanded by the market.
Understand: Based on algorithms, AI attempts to imitate or reproduce human intelligence and our learning process. The goal is to complete tasks, automate processes or learn and reproduce logical reasoning. It breaks down into two forms:
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The strong artificial intelligence has the ability to understand or learn any skill, just like a human being. She doesn’t exist yet, and is only represented in science fiction movies.
What is it used for: in Brazil, large technology companies and startups have taken the lead in developing AI processes.
- Newbies use this tool to predict when an industrial machine is about to break down or to create a “happiness index” of a company’s employees, for example. Find out how these processes work here.
- Examples of giants with an AI-based model are the traffic app Waze, Netflix and even the aspirated robots – which became a fever in the pandemic.
More on artificial intelligence:
I have over 8 years of experience in the news industry. I have worked for various news websites and have also written for a few news agencies. I mostly cover healthcare news, but I am also interested in other topics such as politics, business, and entertainment. In my free time, I enjoy writing fiction and spending time with my family and friends.
