Usually, when investors are stressed with uncertainties about the future scenario, it is a good time to invest. At these times, assets are usually cheaper. However, for those just starting out, what is the best attitude right now?
These days I was watching a marketing lecture and one of the listeners asked the lecturer: are you going to teach the advanced part?
This question often occurs in all subjects. When we get started, we want to know what the most experienced professionals are doing. We believe that what they do is possibly what brings the most results.
However, this is always true.
Naturally, we want to skip steps, as we believe that the “gold” is at the tip.
Investments are no different. We want to know the action tip, whether to buy or sell and which asset will triple in value.
At the beginning of any activity, you must first focus on doing the basics well. At this moment of high volatility and high uncertainty, this principle becomes even more important.
What are the basics of investing? The basics are fixed income.
Currently, one factor makes fixed income even better. Interest rates are at a very attractive level.
Don’t worry about “losing” this moment of stress and perhaps not taking advantage of an opportunity.
I have 25 years of experience in the financial market. I’ve been through several moments of uncertainty. If you are starting to invest, I can guarantee that you will go through a worse crisis. The next one is always worse and gives as many chances as the previous ones.
Therefore, do not jump into the sea before swimming in the shallow pool.
Start with fixed income and diversify in the indexes of this segment. When interest rates are high, fixed income is also an opportunity.
Take advantage of fixed income rates by investing in CDBs that remunerate above government bonds and will not bring the anxiety of marking to market.
Michael Viriato is an investment advisor and founding partner of Investor House
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I have over 10 years of experience working in the news industry. I have worked for several different news organizations, including a large news website like News Bulletin 247. I am an expert in the field of economics and have written several books on the subject. I am a highly skilled writer and editor, and have a strong knowledge of social media. I am a highly respected member of the news industry, and my work has been featured in many major publications.
