See the FGTS anniversary withdrawal calendar in 2023

Workers who opted for the FGTS birthday withdrawal (Fundo de Garantia do Tempo de Serviço) are already able to consult the dates on which they will be able to make withdrawals in the year 2023.

The FGTS is a fund that can be withdrawn by the worker in some situations. At the beginning of every month, the employer deposits into this account the equivalent of 8% of the employee’s salary with a formal contract.

The conventional modality of the FGTS is withdrawal-termination, in which the worker dismissed without just cause can make a full withdrawal of the amount available in the fund. In the birthday withdrawal option, introduced in 2019, a portion of the money can be withdrawn in the month the worker was born, but he is not entitled to withdrawal if he is fired.

The amount is available on the first working day of the month in which the worker has a birthday and can be withdrawn up to 3 months later, that is, until the last working day of the second month after the birthday.

In January, withdrawals are still available for birthdays from November and December 2022. Birthdays in the first month of the year can withdraw from the next 2nd and the money will be available until March 31st.

2023 Anniversary Withdrawal Calendar

How to join the modality?

The birthday withdrawal is optional and workers who want to migrate to this system must inform Caixa Econômica Federal, which can be done through the FGTS application. After informing the CPF number and password, the banner “FGTS Anniversary Withdrawal” will appear on the home page.

Workers who opt for the birthday withdrawal until the last day of the month of their birthday can receive the amount in the same year.

The return to the conventional modality can be done in the same way, through the application, but the law defines that the migration can only be carried out two years after the return request, that is, the withdrawal-termination only takes effect on the first day the 25th month after requesting the change.

What amount can be withdrawn?

The withdrawal can be requested through the FGTS application and is available after five working days. The amount to be withdrawn depends on the total balance deposited in the fund and varies from 5% to 50% of the amount, plus an additional fixed amount that also depends on the total amount.

Workers who opt for this modality can also withdraw in advance to use it as a guarantee when taking out loans from qualified financial institutions, which charge interest, as they are a line of credit.