Optima Bank announced today (13.04.2023) the implementation of a reward program for consistent mortgage borrowers.

The reference interest rate for all housing loans that meet the criteria for inclusion in the Optima Bank program will be based on the 3-month Euribor in effect on March 31, 2023, reduced by approximately 20 basis points, i.e. 2.85%. The new reference rate will apply from the May 2023 tranche to the April 2024 tranche.

The reward program for consistent home loan borrowers of Optima bank will be implemented until April 2024, covering a period of 12 months. If, during the 12 months, the reference interest rate falls to levels lower than those foreseen in the program, the benefit will be passed on to the borrowers.

Program inclusion criteria

The program automatically includes, without requiring any action on the part of the borrowers, all variable interest mortgages that have been disbursed by 31.12.2022 and will be updated on 28.04.2023. To maintain program pricing, the loan must remain current for all 12 months of the reward period.