INSS proof of life will have new rules

Proof of life for retirees, pensioners and other INSS (National Social Security Institute) beneficiaries will begin to cross-reference government databases, a change that promises to facilitate updating for the institute’s beneficiaries.

The ordinance with the new rules will be signed this Wednesday (2). According to the federal government, the changes will apply to policyholders who have a birthday from the date of publication of the ordinance.

Currently, the digital proof of life, which is done through the Meu INSS website or application, is an option for policyholders who have facial biometrics registered with Denatran (National Traffic Department) or TSE (Superior Electoral Court), that is, by the bases of driver’s license and voter registration data.

Experts expect the government to expand access to digital proof of life. About 36 million beneficiaries must take proof of life annually. The procedure must be done by everyone who receives benefits through a checking account, savings account or magnetic card.

According to lawyer Fernanda Spoto Angeli Veloso, coordinator of the IBDP (Brazilian Institute of Social Security Law), with the digital INSS and the eGov registry, the government has made many updates to the system and sought to unify the data. “This password is very important, which is why the government is now able to cross-reference data.”

According to the expert, many people have difficulty accessing the Gov.br portal password, due to registration inconsistencies, such as errors in the name and CPF, for example. “I see in practice that many people are unable to access the password and are starving, in limbo and need to resort to some legal assistance or someone to help regularize the passwords. these passwords before, because maybe during a month that he has to regularize, he won’t be able to because he doesn’t have access to the register”, he says.

Mandatory proof of life

In December, the INSS extended the start of blocking benefits for policyholders with expired proof of life. There are two proof-of-life calendars: one for policyholders who have not undergone the procedure for a longer time, between 2020 and 2021, and another for salaries according to the month of birth. The INSS has defined that it will only start blocking benefits that are unproven in the month of the anniversary as of July 2022. Proof of life

In the case of policyholders who did not carry out the procedure between 2020 and 2021, the INSS defined the schedule below. Benefits without registration update until December 2020 have until February to regularize the data.

CALENDAR FOR THOSE WHO HAVE EXPIRED PROOF OF LIFE

Banks offer the option of carrying out proof of life at ATMs using biometrics (for those who have a palm or fingerprint record), in person at branches and through official apps (in some institutions).

Elderly people aged 80 and over and beneficiaries with limited mobility may request a visit at home or at an informed location.

The appointment must be made by phone 135 or by My INSS. There is also the option of carrying out the procedure with an attorney previously registered with the agency.

How locks work

Under current rules, if the beneficiary does not provide proof of life by the end of the period established for his case, the INSS will send the two following payments with a block to the banks. If proof of life is not made after the second block, the benefit will be suspended. After six months of suspension, it will be canceled (terminated).

If the benefit is blocked or suspended, the beneficiary must go to the bank and carry out proof of life. With this, the income will be reactivated, and the payments, released. After cancellation, the benefit will have to be reactivated through biometrics through the Meu INSS app. Another option is to schedule the service “Perform Proof of Life – Exceptional Situations”, at Meu INSS or by calling 135.