INSS proof of life will be automatic and retiree will not need to leave home

The federal government announced this Wednesday (2) the end of the requirement of proof of life in person for retirees, pensioners and other beneficiaries of the INSS (National Institute of Social Security). The test will be done digitally, by crossing federal, state and municipal government databases.

The approximately 36 million beneficiaries who took the proof of life annually will no longer need to travel to a bank branch. If the government does not find evidence in the databases that the insured is alive, it will go to his residence to capture biometric data such as fingerprints and a photo of the face, according to the president of the INSS, José Carlos Oliveira.

The INSS reported that it has until December 31 of this year to implement the necessary changes to comply with the new ordinance. “Until that date, the payment block due to lack of proof of life is suspended”, according to the INSS.

See what will be analyzed to certify the life of the insured:

• vaccination records
• consultations in SUS
• voting certificate in elections
• issuance or renewal of passport
• issuance or duplicate of the identity card
• issuance or renewal of the driver’s license
• private operations, not yet specified by the government

The government will cross-check information to certify that the benefit holder, in the ten months after his last birthday, performed some act recorded in INSS’s own databases or maintained and managed by federal public agencies, the agency said.

The ordinance with the new rules was signed this morning at a ceremony at Palácio do Planalto, with the presence of Oliveira, President Jair Bolsonaro, Minister of Labor and Pensions Onyx Lorenzoni and Minister of the Civil House, Ciro Nogueira.

“From now on, the INSS’s obligation to provide proof of life is ours. We will do this by crossing data from all bases: if the citizen voted, obtained a passport, transferred a property or vehicle, obtained an RG, if he even made a private operation, we will accept this as proof of life,” said Oliveira. “If we don’t find any movement of the citizen, he still won’t have to leave the house. We offer means for the server or the Post Office to go to the residence and capture the biometric data at the door of the insured’s house, so that he doesn’t have to get out.”

The government informed that the INSS should offer beneficiaries of any age who did not make any movement in the analyzed period forms for the proof of life to be carried out without leaving home. For this, civil servants, affiliated entities and partners may be used, in addition to financial institutions that pay the benefits, such as Caixa Econômica Federal.

In-person proof of life will be optional

Until now, proof of life was made at the banks responsible for the payment, whether in personal service, through an ATM (with biometrics) or in apps (for some institutions). The digital proof of life, through the Meu INSS website or application, was a restricted option for policyholders who have facial biometrics registered with Denatran (National Department of Transit) or TSE (Superior Electoral Court), that is, through the portfolio databases. driver’s license and voter registration.

Retirees and pensioners who want to continue carrying out the proof of life will be able to do so at bank agencies, which cannot refuse to carry out the procedure, according to the government.

Proof of life is used to prevent fraud in the payment of benefits such as retirement and BPC (Benefício de Prestação Continuada), made through a checking account, savings account or magnetic card.

In a statement after the event, Minister Onyx informed that the government should also seek partnerships with private databases to complement public information bases.

Also according to Onyx, those who already carry out proof of life through the Meu INSS app will be able to follow this procedure normally. “Those who have it as a routine can keep it,” said the minister.

The minister also declared that a task force of various bodies will be set up to combat eventual cases of fraud.

“We have the technology and expertise in Brazil to minimize this [fraude] the maximum. That’s what we’re going to use now for this proof-of-life case,” he said.