Of Chrysostom Chufi

Those who have been able to correct errors or omissions about their assets and thus avoid the “inflated” ENFIA.
The platform to submit E9 closed And now after removal from the Fund, it is not a mistake recognized.

By closing the platform, the platform has now started automatically clearing process This year’s ENFIA and Ravas for about 7.3 million property owners are expected in the first ten days of March.

For the first time this year, ENFIA will be repaid in 12 monthly installments starting from March (until 31 of the month) to February 2026.

The tax will be the same as last year unless changes have been made to one’s property, his income, if he has insured his property or if he has been hit by natural disasters. Roughly 1 in 7 property owners enjoys some of the discounts below.

Insured real estate

Evidence shows that about 250,000 owners have secured their possessions over 2024 and have secured the whole discount that is:

  • 20%, for homes with taxable value up to 500,000 €
  • 10% for homes with taxable value> 500,000 €.

Property owners in this category should be aware that if they do not insure their homes, by June 1, 2025, they will not be compensated by the state in the event of damage to natural disasters.

The discount decreases proportionally for someone who has insured their property from 3 to 11 months. Homes with insurance time up to 3 months have no discount on ENFIA.

The property must be insured cumulatively for fires, floods and earthquakes.

Income -based discount

ENFIA is reduced by 50% for those who meet cumulative The following criteria:

– The taxable family income does not exceed € 9,000 with an increase of € 1000 for the spouse and any protected member

– The total surface of the buildings, taking into account the rate of co -ownership and the kind of right does not exceed 150 sqm

– The total value of the property does not exceed

  • the 85,000 € for the unmarried
  • the 150,000 € for the couple or the single parent family
  • the € 200,000 for couples or single parent family with two dependent children

ENFIA is completely exempt from households with three or more children and those who have a disability rate of over 80% if they meet cumulative The following:

– The taxable family income does not exceed € 12,000 with an increase of € 1000 for the spouse and any protected member

– The whole surface of the buildings, taking into account the rate of co -ownership and the kind of right does not exceed 150 sq.m.

Those who have real estate in areas affected by natural phenomena, forced expropriation areas, urban planning areas, transferred settlements and communities, as well as rights to historical preserved monuments or works of art will also be complete exemption.

In addition, a lower tax will be paid by those who have sold or transfer real estate, donation and inheritance in 2024.

On the contrary, greater tax will pay those who:

  • Acquired real estate by purchase, parental benefit, donation or inheritance.
  • Have acquired real estate rights (complete or fine ownership or usufruct)
  • Arbitrarily arranged
  • They told municipalities greater surface in property than what they had stated in E9