By Vangelis Dourakis

‘Heavy’ the costs to pay as professionals who they lost her their insurance capacity because of debt And they want to recover it: E-EFKA circular clarifies the conditions required, as well as the categories of employees and farmers who reserve the right to health care for another year. Those who failed to “settle” their debts lost access to EOPYY’s expenditure to private health structures and the coverage of health care providers in kind.

As the relevant circular makes it clear, to extend the insurance capacity to the E-E-EFKA Insured Insured 01.01.2017 to December 31 of the previous year.

Which self -employed maintains insurance capacity

Specifically, in order to renew the insurance capacity of non -employed insured persons for the current insurance year (01.03.2025 to 28.02.2026), insurance contributions from time period from 01.01.2017 to 31.12.2024. In the event of a debt, the insurance capacity is renewed per month, provided that the debt has been settled in installments and the installment is respected.

If the total debts to E-EFKA and KEAOie arrears, overdue or confirmed basic debts, do not exceed 100 eurosthen the insurance capacity is granted until the end of the insurance year. As the same circular is known, the insurance capacity is granted exceptionally to the persons and members of their families, by the March 1, 2025 until 28 February 2026, which maintain a professional facility or work or work in affected areas of natural disasters or other natural disasters, as well as the unemployed in those areas registered in the Digital Registry of the Public Employment Service.

Concern affected areas from:

  • July 2023 fires
  • August 2023 fires
  • September 2023 floods
  • August 2024 fires (Attica Region)
  • Marine pollution – Pagasitic Gulf (August 2024)
  • Floods 30.11.2024 to 02.12.2024
  • Employers and insured persons who have a professional establishment or activity in areas of the Attica Region affected by the fires of 23 and 24 July 2018, and to the registries of E-EFKA. Immediate insureds affected by the fires of 23 and 24 July 2018
  • Insurance capacity until February 2026, for workers at the Skaramanga Shipyards, the Perama Shipbuilding Zone and the Eleusis Shipyards.

What is the case with the insurance capacity of employees and land workers

In terms of salariedInsurance Ability (that is, the right to medical care) is granted or extended to all E-EFKA insureds and members of their families under the following conditions:

  • Employed employees are entitled to insurance capacity if they have performed at least 50 days of work in the previous calendar year or the last twelve months prior to the insurance risk.
  • For building workers, 50 days of insurance are increased by 20% and the leave days are taken into account. Also taking into account the days of illness due to illness, accident at work, regular unemployment or job search.
  • Non-employed newcomers to E-EFKA insurance are granted insurance capacity by completing at least two (2) months of insurance in the previous calendar year or during the last twelve months before the date of insurance or assembly of the insurance risk and if the required insurance contributions have been paid.

For them Land workers and employees in work covered by Insurance of P. OGA – Paid with Employment:

  • It is required at least 150 days of insurance in the previous calendar year or twelve months before the date of arrival or perpetration of the insurance risk.
  • The granting of annual insurance capacity for the insurance year 01.03.2025 to 28.02.2026 requires the payment of all 2017 insurance contributions to 2024.

Because of the fact that the Payment of the 1st dose of clearing insurance contributions of Land Lands of the year 2024 has Deceived Date 31.03.2025if the land worker has no debts from insurance contributions in previous years (2017 to 2023) or if these debts are settled and the arrangement is respected, then the Insurance granted up to 31.03.2025.

Also the insurance capacity for land workers is granted to the end of the insurance year (28.02.2026), provided that the amount of the year 2024 has been paid entirely and there are no debts from previous years. Otherwise, insurance capacity is renewed per month after checking the payment of the required clearance installments of the year 2024 and the regulation of previous debts.