The implementation of the “My Home 2” program, funded by the Recovery and Resilience Fund, and already, within the first 2.5 months, are on the implementation of the “Home 2” program, and within the first 2.5 months, there are 4356 active € 520m subcontracts, with a total budget of € 2 billion, ie 26% of the program.

This practically means that the person concerned has been confirmed to be eligible For the program, he has received pre -approval from banking institutionhas found real estate based on the characteristics of the program (including building identity) and has been made by the application of At the Hellenic Development Bank, where the program has been confirmed, the Treasury reports.

The corresponding period of operation of the “My Home 1” program had 3,381 loans are subject.

The items for approved loans

45% of already approved loans under my ‘home 2’ is about beneficiaries up to 37 years of age60% to married, 58% to beneficiaries with incomes of 12 to 24 thousand euros and have been given 440 loans with an additional interest rate subsidy to trite-to-hand families.

The “My Home 2” program concerns our fellow citizens in the whole territory. Thus, 1063 loans of 123,795,550 euros in the Region of Central Macedonia have been approved, 331 loans of EUR 35,537,300 in the Region of Eastern Macedonia & Thrace, 314 loans of EUR 35,253,100 in the Region of Thessaly, EUR 25,24,000 in the Region EUR 18,333,800 in the Region of Epirus, 153 loans of 17,823,250 in the Peloponnese Region, 148 loans of EUR 13,223,950 in the Region of Western Macedonia, 128 loans of EUR 14,332,400 in the Region of Central Greece, EUR 13,083,700. Loans of EUR 6,237,300 in the South Aegean Region, 34 loans of EUR 4,081,800 in the Ionian Islands Region, 34 loans of EUR 3,420,000 in the North Aegean Region, and 1611 loans of 208,857,800 euros in the region of Attica.

Also, according to official figures, the average of each loan amounts to 119,000 eurosthe middle commercial value every house is 157,000 eurosthe average year of construction in 1983 and the average of 89 sq.m.

It is noted that against the first corresponding “My Home 1” program, in “My House 2”: The Budget is increased by 100%. The age criteria have been expanded from 39 to 50 years. Like incomes, from 16,000 to 20,000 for unmarried, from 24,000 to 28,000 for a couple, adding an additional 4,000 for each child after the first (versus 3,000 in “My Home 2”), and at 31,000 versus 27,000 with an additional 5,000 (versus 3,000 in “My Home 1”), for each child after the first for the monks. Also there is Special care for three -child and large families (The interest rate loan amounts to 75%) and for dear families.

It is emphasized that for the first time, applications for loan eligibility were made digitally through Gov.gr. The interoperable application with the Citizens’ Registry (demographics) and AADE (tax data) allows, as early as 15 January 2025, when it has been put into operation, the candidates for the beneficiaries of the program can easily and in real time to check whether they meet income and age criteria. It is noted that already 158,000 citizens have applied for eligibility for the program to the implementation of Gov.gr, of which more than 90,000 have been deemed eligible in principle.

The signature of the contracts progresses normally.

As the Treasury recalls, the “My Home 2” program is part of the government of 40 broader government interventions of 6.5 billion euros, with the aim of alleviating the impact of the housing crisis, which is a multidimensional pan -European phenomenon.

It is also emphasized that the orientation of government interventions, along with increasing demand for the first time, aims to increase supply.

Through “social consideration” it seeks to increase the available real estate, to provide a social rent to our vulnerable fellow citizens with a guaranteed lower rent than the state, and of course, the utilization of unused public property, which remains untapped for years.