Of Chrysostom Chufi

207.273 settings in one year, 568 arrangements on the day or 24 Settings the time. So many debt arrangements were lost last year according to the business plan published by E-EFKA. Numbers that clearly testify to the difficulties faced by insured persons who must … remain faithful to the agreement they conclude with the public and throw water into the mill of those who seek new arrangements with many doses and “real” favorable terms.

7 in 10 lost settings, 142.159 Overall, they relate to the fixed regulation of up to 24 doses.

These lost arrangements concerned debts of total amount 1.74 billion eurosan average debt of this category is around 12,154 euros. This means that these insured persons could not serve an average monthly installment of 506 euros. Expected one could argue.

38.920 Lost settings, that is, almost 1 in 5, relate to the regulation of 120 doses.

The arrangement relates to debts born until 31/12/2018 and in addition to natural persons, freelancers and farmers were also insured with pending retirement applications.

The arrangement provided for a minimum installment of EUR 50 and a discount of 85% of any surcharges, additional fees and interest due to non -timely payment. Farmers as a minimum dose forecast 30 euros and the discount was 100%.

The list of lost settings also includes:

  • 8.507 arrangements for debts born in energy crisis and could be set up to 72 doses
  • 7.969 arrangements related to the out -of -court mechanism
  • 7.771 arrangements relating to the regulation of 72 doses of Law 4821/2021.
  • 773 cases concern other settings
  • 174 arrangements relate to the arrangement of 100 doses of Law 4321/2015

The difficult situation is also evident from the numbers of those who manage to serve their arrangements. For every 2.5 insured persons who lost their arrangement in 2024, it corresponded to 1 who managed to complete it. 85.457 insured came out of his tapestries in total EFKA.

Evidence shows that 3/4 insured owes up to 15,000 euros and a total of 6.4 billion euros. So the average debt of this category is 3,641 euros. 9/10 (88%) owe up to 30,000 euros

Of the € 49 billion debt to insurance funds, more than half, 55% or 25.5 billion euros, owed by his insured persons. IKA/ETAM. Follows the former UAE with 28% or € 13.9 billion.