By Vangelis Dourakis

Return contributions in September to employees-retirees: The platform for submitting annual clearance and refunding of the amounts of resource in favor of E-EFKA are active and those who are rushing to make their application now in the early autumn. In essence, these are insurance deductions that have exceeded the ceiling that has been put in place for the pensioners who are employed.

Thus, those who have the right to return may submit their applications for the amounts in excess of the applicable annual ceiling. The measure concerns exclusively pensioners employed as employees in the private or public sector and have declared their employment in EFKA.

What amounts will employees – pensioners receive

This category of retirees for the income she earns from her work is withheld 10% in favor of EFKA.

This withholding is calculated annually and is done through the employer, at the same time with insurance contributions.

However, the law provides for a “ceiling” of the amount that can be withheld by any pensioner employee to prevent excessive burden. The maximum amount of withholding is set At 12 times the national pensionas this is true.

For 2025, the national pension is up to 436.40 eurostherefore the limit of annual deductions is formed at 5.236.80 euro.

Since it is found that a retired retired retired over this limit was retrieved by a retired retired, then the procedure for refunding the dispute is activated.

The process does not concern pensioners employed as freelancers, as there is no case of overcoming the ceiling.

The procedure for submitting the application

The new service “Electronic Application Service for Clearing, each year, and a refund of unnecessary amounts of POROS in favor of E-EFKA, Peen of the Supreme Annual Order” It is available exclusively to employed pensioners through the official website of E -EFKA: efka.gov.gr – online services

Route: Electronic Services: ➝ Pensioners ➝ Employees

The application is accessed with Taxisnet codes and a statement of AMKA.

It is not required to submit supporting documents or the physical presence to the E-EFKA services, as the required information is automatically drawn through interoperability.

Applications will be linked to the insurance data of the submitted analytical periodical statements (APDs), wage periods, in the first phase of 2024 (in accordance with circulars 7/2024 and 11/2024).

The amounts will be cleared and refunded on a periodic basis, using automated computer rules.

The amounts of the unnecessary amounts paid in favor of the E-EFKA, which exceeds the each annual maximum limit, will be refunded to the bank accounts of the beneficiaries, after setting off any confirmed debts to the E-EFKA.