Serasa Experian registered the beginning of a recovery in the breath of companies to catch up on accounts after the most turbulent period of the pandemic. Until July, more than 49% of debts were paid within 60 days of the debt settlement, compared to 46% in the same period in 2020.
The utilities sector, which brings together services such as water, gas and energy, came out ahead with an index of 60.5% of recovered values. Then appear banks and cards (50.6%) and retail (50%), according to Serasa. Today, around 5.8 million companies are in default, a number that has remained stable.
For the economist at Serasa Experian, Luiz Rabi, the respite is related to the reopening of the economy and the resources destined to micro and small companies, such as Pronampe. The end-of-the-year movement, with 13th salary, Christmas sales and temporary hires, should also collaborate.
However, in Rabi’s assessment, it will be difficult to maintain the pace of recovery, especially from next year, due to the deteriorating economic scenario and the rise in interest rates.
“The interest rate is an important component, both in default and in the company’s performance in order to be able to honor or renegotiate a debt that is overdue,” he says.
According to the economist, sectors that depend on credit to sell their products, such as automotive and real estate, should have more difficulty paying their debts. Those linked to exports and consumption of basic items, such as supermarkets, should be less harmed.
with Mariana Grazini e Andressa Motter
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