FGTS 2022: learn how to request a withdrawal of up to BRL 1,000

Workers who intend to withdraw the amounts released by Caixa Econômica Federal from the FGTS account (Fundo de Garantia do Tempo de Serviço) need to request the withdrawal of the money. The release of up to R$ 1,000 runs from April 20 to June 15.

Previously, Caixa had informed that the money would be transferred automatically to a digital social savings account opened in the name of the worker by the bank, but this is not what the system says when the query is made to find out if there is a right to the so-called withdrawal. extraordinary.

The consultation of the values ​​can be done through the website fgts.caixa.gov.br or through the FGTS app, available in the mobile app store. On the website, it is not possible to request the transfer. The final message that appears to the citizen is that the money will not be credited automatically.

“The value of your FGTS extraordinary withdrawal will not be automatically credited to digital social savings. In order for you to receive the amount, access the FGTS app in the FGTS Extraordinary withdrawal option”, says the text. The money withdrawal request is performed only by the app.

See how to request a withdrawal of up to R$ 1,000 from the FGTS

1. Access or download the FGTS app (if you already have the app and need it, update it)
2. After downloading or updating, click “Join the app” and then “Continue”
3. Enter your CPF, go to “I’m not a robot” and click “Next”
4. Enter your password and go to “Login”
5. On the home page, click on “Extraordinary Withdrawal”
6. On the next screen, information on how much you can withdraw will appear.
7. To find out which accounts the money will be withdrawn from, click on “See released FGTS accounts”
8. To request the payment of the money, go to “Request a withdrawal”, below, in orange
9. The only option is to deposit the amount in a Caixa social savings account, operated by Caixa Tem
10. If you want the values, go to “Confirm”
11. The following message will appear: “Cashier will process the request and if everything is ok, the amount will be credited to your account”

Caixa estimates that around 42 million workers will be able to withdraw up to R$30 billion from the Guarantee Fund. The citizen with an open FGTS account, who has a balance and there is no blocking of the money, is entitled to the extraordinary withdrawal.

The amount of up to BRL 1,000 per worker considers the sum of the available balances of all open accounts, both from the current and former employers. To find out if you will receive, it is possible to consult the FGTS website and application.

First, the balance in the old accounts of the Guarantee Fund will be released. Afterwards, amounts from the current employment account will be paid, if the worker is employed.

CONSULTATION OF THE FGTS BALANCE THROUGH THE APP:

1. Update or download the FGTS app on your mobile
2. Then open the app and click “Sign in to the app”
3. The program will ask if you can use Caixa.gov.br; click “Continue”
4. Enter your CPF, go to “I’m not a robot” and then to “Next”; if the program asks to identify images, identify them and go to “Verify”
5. Enter the password and click “Login”
6. A message will appear with information about the extraordinary FGTS withdrawal, click on “I understand”
7. On the home screen, go to “Extraordinary Withdrawal”, in the orange frame
8. On the next screen, you will see how much will be available for you to withdraw
9. To find out which accounts the amount is being debited from, click on “See released FGTS accounts”
10. To release the money, go back to the previous screen and go to “Request withdrawal”; then click “Confirm”

CONSULTATION OF THE FGTS BALANCE ON THE WEBSITE:

1. Access the website www.fgts.caixa.gov.br
2. On the home page, go to “Extraordinary FGTS withdrawal” and click on “See here”
3. In the specific field, inform the CPF or the PIS number (if you do not have the PIS number, the query can be made through My INSS; click here for other ways to know the PIS)
4. Click “I’m not a robot” and click “Continue”
5. The system will ask to click on images; identify them and go to “Verify”
6. You will need to enter your internet password and click on “Continue”; if you don’t have or don’t remember, go to “Register/recover password”
7. Your mobile number will appear or the option to register one to receive “SMS”
8. There will be a message informing you if you are entitled to the FGTS withdrawal and how this withdrawal will be made

How will be the payment?

The money will be deposited in the digital social savings, which is operated by Caixa Tem. The amounts are paid according to the calendar defined by Caixa, which takes into account the worker’s birthday. Deposits will take place from April 20th to June 15th.

At Caixa Tem, it is possible to pay bills and make purchases. The citizen will also be able to transfer the money to other accounts from the date of release.

CHECK WHEN IT IS POSSIBLE TO WITHDRAW THE FGTS

UNDERSTAND HOW THE FGTS WORKS AND WHO IS RIGHT

The Guarantee Fund is a kind of “compulsory savings” for workers, whose objective is to protect professionals who work with a formal contract. The employer must deposit, every month, 8% of the employee’s salary in an account in his name.

Upon dismissal, the worker can withdraw the values. If it is without just cause at the behest of the employer, there is still the payment of a 40% fine on the balance of the fund. If you resign, there is no way to withdraw, but there are other situations in which it is possible to withdraw the values, such as retirement and purchase of your own home, for example.

All Brazilian workers with a formal employment contract, governed by the CLT (Consolidation of Labor Laws), are entitled to the FGTS, as well as domestic, rural, temporary, intermittent, single, safreiros workers (rural workers who work only during the harvest period). ) and professional athletes.

It is still not possible to give up the R$ 1,000

According to Caixa, the worker could give up the credit of values ​​through the FGTS application. Withdrawal would be possible until November 10. However, this option is not yet available in the app. Also according to the bank, if the amounts are not withdrawn by December 15, they can be returned to the worker’s account, without any damage, with the necessary corrections.