Opinion

They “freeze” for 12 months the interest rates of debts in settlement to insurance funds

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With an amendment, submitted on Friday night to the Parliament by the Ministry of Labor and Social Affairs, to the bill “My house”

With an amendment submitted on Friday night to the Parliament by the Ministry of Labor and Social Affairs to the “My Home” bill, a provision is proposed, which retroactively “freezes” from September 13, 2022 and for one year the interest rates charged debts to regulated insurance funds.

According to the Ministry of Labor and Social Affairs, “the goal of the provision, which follows a corresponding regulation by the Ministry of Finance on the interest rates of the arrangements to the tax office, is to prevent the burdensome burden on citizens who have debts to the insurance funds and wish to regulate them. Given on the one hand that the interest rate charged by a settlement plan is determined at the time of the settlement request and on the other hand that the rise in inflation has led the European Central Bank to raise interest rates, debtors who wish to settle their debts during the current period to the e-EFKA would be faced with particularly high interest rates.

Therefore, in order that there is no excessive burden on debt settlements from now on and that this does not constitute a disincentive for citizens to settle their debts, the interest rates are “frozen” and remain for one year at the level they were formed on September 13, 2022. It is noted that the interest rates of the already active (those that started until September) arrangements are stable and are not affected either by the actions of the ECB or by this arrangement”.

With the same amendment:

– It is envisaged that the minimum pension, due to death, will be adjusted annually in the same way as provided for in Law 4387/2016 and for other pensions, incorporating the effect of inflation and growth. “In this way, one more omission of the “Katrougalos law” is corrected, which did not include widow’s pensions in the increase mechanism. With the proposed provision, these pensions will also increase by 7.75% from January 1, 2023,” the ministry clarifies.

– It is also provided that the financial aid for severe disability is granted to those who receive financial aid of less than 313 euros from other bodies, except the Organization for Welfare Benefits and Social Solidarity (OPEKA). This limit will be increased annually by the pension increase rate, in accordance with Law 4387/2016, incorporating the effect of inflation and growth.

– The way is opened for the implementation of a pilot program for the creative employment of children, through technology, for children 12-15 who come from vulnerable families, with funding from the Recovery and Resilience Fund. In the implementation of the program, enhanced participation of girls must be ensured. Beneficiaries are awarded a voucher for their participation. The order authorizes the Ministers of Labor and Social Affairs, Finance, Development and Investments, Digital Governance and the co-competent ministers as the case may be, to regulate with their decision the details and technical issues of the program, the implementation body of which is designated the Hellenic Local Development Company and Self-Government.

– The civil liability of persons appointed by administrative act to the temporary administration of welfare bodies is limited to acts or omissions committed with fraud or gross negligence, while they are not jointly and severally liable with the welfare body for its debts to the State or e-EFKA, that were created, before taking over the temporary administration of the body. In this way, the members of the temporary administrations are protected from abusive lawsuits.

– Finally, it is foreseen that the welfare bodies that are subject to consolidation plans can regulate their debts to the e-EFKA in a manner corresponding to that which applies to the debts to the State, with the possibility to write off additional fees and surcharges in case of compliance the setting completely. As pointed out, the non-existence of this possibility, until now, has prevented welfare institutions facing financial problems from proceeding with a reorganization process, as a result of which the problems are perpetuated and they face the risk of selling their property through forced execution procedures.

amendmentinterest ratesnewsParliamentSkai.gr

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