INSS starts paying on the 13th; see calendar and how to consult

More than 31.6 million INSS (National Social Security Institute) policyholders begin to receive this Wednesday (25) the second installment of the 13th salary advance. In total, the amount released for the payment of the benefit will be R$ 28.3 billion (for 31,680,914 Brazilians), according to the agency.

The first group to receive are beneficiaries who earn up to one minimum wage (R$ 1,212). The filing date varies depending on the final benefit number. From June 1st, it is the turn of those who earn values ​​above the minimum up to the ceiling, of R$ 7,081.22 this year. See the full calendar below.

Through Meu INSS, it is possible to consult the amount of the monthly benefit, the total amount of the 13th, the discount of the first installment already paid, in addition to discounts such as Income Tax (for those who have the charge) and consigned, if the case.

Retirees, pensioners and beneficiaries of sick pay, accident aid or reclusion aid are entitled to the annual allowance. Policyholders who have BPC (Continued Benefit Benefit) and lifetime monthly income do not receive the 13th. Currently, more than 36 million Brazilians receive a retirement or INSS benefit.

SEE THE CALENDAR OF THE SECOND INSTALLMENT OF THE 13th INSS

FOR THOSE WHO EARN UP TO THE MINIMUM WAGE

FOR THOSE EARNING ABOVE THE MINIMUM WAGE

To know how much you will receive from the 13th, of monthly benefit and if discounts were applied, the retiree needs to have a password to access My INSS.

HOW TO CONSULT THE 13TH AND THE MONTHLY BENEFIT

FROM THE SITE:

• Access www.meu.inss.gov.br
• On the home page, go to Login with gov.br
• Then, enter the CPF and click on Continue
• On the next page, enter the password and go to Login
• On the home page, click on Payment Statement
• Two amounts will appear: those that were paid in April, whose status will be as Paid, and those that will be paid in May.
• Click the arrow next to the May 2022 payment
• Next to the May 2022 accrual, the net amount to be paid in the month will appear (after discounts, if applicable)
• The insured can consult: the benefit amount (code 101), the total amount of the 13th salary (code 104), advance of the 13th salary of previous skills (323, that is, the first installment), payroll loan, if any, necessary rounding , agency to which the benefit is linked and the date on which the amount will be available
• You can generate the PDF by clicking on Download PDF at the bottom of the page

BY APP:

• Open the My INSS app
• Click on Login with gov.br
• Enter your CPF and go to Continue, then enter your password and go to Login
• The program will ask if you want to register the device to receive notifications, choose Disallow or Allow
• On the home page, go to Payment Statement
• Click on the arrow next to the May payment
• The insured may consult: the benefit amount (code 101), the amount of the 13th salary (code 104), advance of the 13th salary in a previous period (323, that is, the first installment), payroll loan, if any, necessary rounding, agency where the benefit is linked and the date on which the amount will be available
• It is possible to generate the PDF by clicking at the bottom of the page on “Download PDF”

HOW IS THE 13th INSS CALCULATION DONE

According to the agency, the first installment of the salary allowance corresponds to half the value of the benefit for those who were already retired in January 2022. For those who retired later, the amount to be paid is proportional to the months of receipt of retirement.

The Income Tax discount is carried out in the second installment for beneficiaries who are obliged to pay and is calculated on the full amount of the 13th. Benefit of up to BRL 1,903.98 per month is exempt from IR.

Retirees and pensioners aged 65 and over are entitled to an extra tax exemption from the month in which they celebrate their birthday. In this case, only benefits above R$ 3,807.96 will pay income tax.

WHAT TO DO WITH THE EXTRA RESOURCE?

For Reinaldo Domingos, president of Abefin ​​(Brazilian Association of Financial Education Professionals), the decision on how to use the money from the 13th salary needs to be thought out according to the financial situation of each beneficiary.

Domingos says that in case the person has a balanced financial life, he can use this extra resource to invest in a financial application. “Whether for a strategic emergency reserve or for another purpose, it is important to save this money with a specific purpose in mind. But it must be taken out of the current account, otherwise it can turn to dust.”

In the case of beneficiaries who are unbalanced with finances, the orientation is to use the money from the 13th to try to organize debts. The expert advises, however, not to use the benefit to anticipate accounts that have not yet matured, but to pay what is in arrears and generating interest and fines.

“It is interesting that the retiree uses this resource to annihilate the debt. When this is not possible, save the money for when you can reach an agreement.