FGTS: Caixa releases birthday loot for those born in August

Workers born in August can now withdraw money from the FGTS birthday withdrawal (Fundo de Garantia do Tempo de Serviço). The amount, released from the 1st, will be available for withdrawals until the 31st of October of this year. If the worker does not withdraw the resource within the deadline, it automatically returns to his FGTS account.

August birthdays who want to receive the annual installment this year can join the modality until August 31. The subscription to the annual withdrawal can be made on the FGTS website and application and at Caixa service points, such as branches and ATMs.​

In addition to the resource available in the birthday month, workers can apply for the FGTS advance loan. In this case, it is necessary to consult the authorized banks for the fees charged for the service and the amounts that can be advanced. Experts do not recommend taking out this type of loan unless it is in dire need. Minimum monthly fees range from 1.49% to 1.99% and you can make up to ten early withdrawals.

The worker who opts for the birthday withdrawal redeems the annual amount, but loses the right to have access to the entire FGTS balance if fired without just cause (the 40% fine is maintained).

2022 ANNIVERSARY WITHDRAWAL CALENDAR

Amount that can be withdrawn

The amount released by Caixa depends on the total balance that the worker has in his FGTS accounts, including active accounts (from current employment) and inactive (from previous jobs). For example: if the balance is BRL 800, you can withdraw 40% (BRL 320) plus the fixed installment of BRL 50, totaling BRL 370.

Whoever has up to R$ 500 of FGTS can withdraw half of the amount. The higher the total amount of the FGTS, the lower the percentage authorized for annual withdrawal.

HOW TO JOIN THE MODALITY

In the official FGTS application, after informing the CPF number and registered password, the banner “Saque Aniversário do FGTS” will appear on the home page. If you have not signed up, the system will show that the worker is opting for withdrawal-termination.

In the application it is also possible to simulate the expected amount for the annual withdrawal, based on the existing balance in the account. Membership can also be made through Caixa’s internet banking or at the bank’s branches.

SEE THE STEP BY STEP TO CONSULT THE BALANCE IN THE FGTS APP

• Open the app and click “Sign in to the app”
• The phrase “FGTS wants to use Caixa.gov.br to log in” will appear; go to “Continue”
• Enter your CPF, go to “I’m not a robot”, select the requested images and go to “Verify”; then click “Next”
• Enter your password and go to “Login”; if you don’t remember, click on “Recover Password”
• The system will ask you to register a bank account, if you do not want to do this, go to “Back to the home screen”
• On the home screen, information about the companies you worked for will appear.
• The balance of values ​​of the current company or the last company in which you worked appears at the top of the screen; it’s the first; click on it to see the movements
• To save the data, click on “Generate PDF extract” and save to your mobile
• To see all the companies you’ve worked for, go to “View all your accounts”
• The last bank deposit will be informed on the home screen, in the gray frame.