It is activated tomorrow, Friday, April 7, the revival of the old favorable arrangements of 120 doses as well as of 72 doses of the covid period. At the same time, from Monday, April 10, the electronic service for the new regulation of the 72 installments will be activated for debts incurred in the period from September 2021 to December 2022.

In detail and as announced by e-EFKA:

A) For the revival of the 120 doses and the 72 doses of the covid period:

• As of Friday, April 7, 2023, the regulation of 120 doses as well as the regulation of 72 doses of the covid period will be revived.
• It concerns those who by February 1, 2023 had lost the favorable arrangements of Law 4611/2019 (up to -120- doses) and Law 4756/2020 (COVID up to -72- doses). Debtors who have not previously joined these arrangements may NOT join now.
• In order to revive the arrangements, it is necessary to submit a relevant request to the competent Service of the K.E.A.O. until July 31, 2023.
• To activate them, it is also required to pay an amount corresponding to 2 monthly installments of the lost arrangement by the last working day of the month of submission of the application. This amount covers the two oldest due installments. The other due installments are transferred with interest at the end of the settlement.
• An additional condition for the above arrangements to be revived is the repayment or subordination to a fixed arrangement of up to 24 installments or to the new arrangement of 72 installments, depending on the time period, of any debts that are not included in the favorable arrangement.

Step-by-step recovery process:

The debtor:

1.Submits an electronic service request to the e-EFKA application located at the link https://www.efka.gov.gr/el/e-ephka-elektroniko-aitema-exypereteses-kleisimo-ranteboy and selects the request category “Regulation revival Law 5036/23”.
It is clarified that no appointment is required, simply that the request process is carried out through the same application used to make an online appointment.
2. Receives information from the competent agency on the completion of the request through the application that submitted the request.
3. Pays an amount corresponding to 2 installments of the arrangement using Debtor ID or Payment Code in case of revival of the Covid arrangement.
ATTENTION: If there are outstanding debts, the service will include them in a permanent arrangement or in the new arrangement of 72 installments, depending on the time period they concern. In this case, the payment of installments for each arrangement or revival is done with a separate Electronic Payment Code (RF) that will be communicated to the debtor through the application that submitted the request.

B) For the new arrangement in up to 72 doses:

• It concerns debts for the period from September 2021 to December 2022
• The minimum amount of the monthly installment is set at 30 euros,
• It is necessary to submit the relevant request to the electronic services of K.E.A.O. until July 31, 2023

• The above regulation concerns:

-Those debtors, in addition to the debts of the period September 2021-December 2022, also had previous ones which they had included in regulation until November 1, 2021

-Those who revived the favorable arrangement of 120 installments, have the right to subsume the debts of employment periods from September 2021 to December 2022 in up to -72- installments.

-Those who revived the favorable regulation of -72- installments of COVID and have only subsequent debts. They can include the 9/21-12/22 debts in up to -72- installments of the new law.

– Those who had a fixed arrangement (for debts of periods from September 2021 to December 2022) and kept it until 01/02/2023.

It is pointed out that for all the above cases, if there are outstanding debts, they must be subject to a permanent arrangement in up to 24 installments until July 31, 2023.

The new regulation of the 72 installments is carried out in the electronic services of the KEAO through the link
https://www.efka.gov.gr/el/elektronikes-yperesies/elektronikes-yperesies-keao
The online service will be available on Monday, April 10

Step-by-step setup process:

The debtor

1. Selects “Debt adjustment” from the menu of K.E.A.O. electronic services.
2. Enter the passwords to enter the K.E.A.O. Electronic Services.
3. Selects the type of adjustment “ADJUSTMENT BASED ON L. 5036/2023 ART. 82 (72 INSTALLMENTS)”
4. Selects the method of payment and the desired number of installments and registers the selected arrangement scheme
5. Submits the debt settlement request
6. Activation of the arrangement is carried out by paying the first installment using the debtor’s ID.
7. In the event that there are additional debts out of regulation, they should be subject to permanent regulation. For this reason, the debtor first chooses the type of arrangement “ADJUSTMENT BASED ON LAW 5036/2023 ART. 82 (72 INSTALLMENTS)” and after completing the procedure for this arrangement then chooses the type of arrangement “ADJUSTMENT BASED ON LAW 5036/2023 ART. 82 PARALLEL ASSETS 4152/13”
With the new favorable regulatory framework, it is expected that more than 3.1 billion will flow into the e-EFKA funds that were deregulated according to the latest available data from the KEAO (until 31/12/2022).