The annual rate of change in total funding of the domestic economy rose to 7.1% in January 2025, from 5.3% last month, according to its data Bank of Greece. At the same time, the annual rate of change of all deposits decreased to 4.3% from 4.6% in the previous month while the deposits The private sector decreased by EUR 4,787 million in January 2025, compared to an increase of EUR 5,592 million last month.

Details of the BoG:

I. Funding of domestic economy

The monthly net flow of total funding was negative by EUR 1,380 million in January 2025, compared to a positive net flow of EUR 3,676 million last month.

I.1 Funding of General Government

The monthly net flow of funding to the General Government in January 2025 was positive by 290 million euros, against a positive net flow of € 624 million last month. The annual rate of change in general government funding rose to 2.6% from -0.1% last month.

I.2 Private Sector Funding

In January 2025, the annual rate of change in total private sector funding increased to 10.0% from 8.9% last month. The monthly net flow of total funding to the private sector was negative by EUR 1,671 million, compared to a positive net flow of EUR 3,053 million last month.

I.2.1 Business Financing

The monthly net flow of funding to businesses in January 2025 was negative by EUR 1,424 million, compared to a positive net flow of EUR 2,895 million last month, while the annual rate of change increased to 15.9% from 14.0% in the previous month. In particular, the annual rate of change in non -financial funding (MSE) increased to 15.9% from 13.8% in the previous month. The monthly net flow of their funding was negative by EUR 876 million, against a positive net flow of EUR 2,005 million last month. The annual rate of change in funding for insurance companies and other financial institutions increased to 16.1% from 15.8% in the previous month. The monthly net flow of their funding was negative by € 548 million, compared to a positive net flow of € 891 million last month.

I.2.2 Funding of freelancers, farmers and individual businesses

In January 2025, the monthly net flow of funding to freelancers, farmers and individual businesses was negative by 102m euros, against a positive net flow of € 102m last month. The annual rate of change in their funding decreased to 0.2% from 0.7% in the previous month.

I.2.3 Funding of private and private non -profit institutions

The monthly net flow of funding to individuals and private non -profit institutions in January 2025 was negative by 144m euros in a monthly net flow of funding, against a positive net flow of € 55 million last month. The annual rate of change in their funding remained unchanged at -0.5%.

Ii. Deposits of domestic economy in domestic credit institutions

The monthly net flow of all deposits was negative by EUR 4,324 million in January 2025, compared to a positive net flow of EUR 5,243 million in December 2024.

II.1 Deposits by the General Government

In January 2025, the General Government’s deposits were increased in January 2025, against a decrease of EUR 349 ​​million last month, and the annual rate of change stood at -5.9% from 8.4% last month.

II.2 deposits from the private sector

Private sector deposits decreased by EUR 4,787 million in January 2025, compared to € 5,592 million last month, while the annual rate of change increased to 4.8% from 4.4% in the previous month.

II.2.1 Deposits by Business

In January 2025, business deposits were reduced by € 3,785 million, compared to € 3,099 million last month, and the annual change rate decreased to 10.0% from 10.7% in the previous month. In particular, MXE deposits decreased by EUR 3,843 million, compared to € 2,858 million last month. Deposits of insurance companies and other financial institutions increased by EUR 58 million, compared to an increase of EUR 242 million last month.

II.2.2 deposits from households and private non -profit institutions

In January 2025, household deposits and private non -profit institutions were declined in January 2025, compared to an increase of EUR 2,493 million last month, while the annual rate of change increased to 3.1% from 2.4% in the previous month.