In May 2025, the average weighted interest rate of all new deposits decreased by 3 basis points over the previous month and was 0.35%, according to Bank of Greece data.

In particular, the average interest rate on one -day deposits from households remained unchanged at 0.03%, while the corresponding interest rate on business deposits remained almost unchanged at 0.11%.

The average deposit rate of up to 1 year of households decreased by 6 basis points to 1.27%, while the corresponding deposit rate reduced by 14 basis points to 1.84%.

New loans

At the same time the average weighted interest rate of all loan to households and businesses declined by 14 base units and was formed in the 4.66%.

In particular, the average interest rate of consumer loan No specified duration (category involving credit card loans, open loans and over -running accounts) decreased by 10 basis points and It was 14.61%.

The average interest rate on consumer loans with a specific duration and a floating rate decreased by 19 basis points and was formed in 11.24%while the average interest rate on mortgage loans at a floating rate decreased by 8 basis points and was formed in 3.57%.

The average interest rate on business loans with no specified duration was reduced by 7 basis points and was formed in 4.85%. The corresponding interest rate on business loans was reduced by 8 basis points and configured to 6.91%.

The average interest rate on new business loans with a specific duration and floating rate decreased by 21 basis points and stood at 3.95%. The average interest rate on the expiry of a floating rate to small and medium -sized enterprises (SMEs) decreased by 27 basis points and stood at 4.20%.

Regarding the stretching of interest rates on the amount of the loan, it is noted that the average interest rate for loans by up to 250,000 euros was reduced by 7 basis points to 4.78%, for loans from 250.001 to 1 million euros by 23 basis points to 4.32%, while for loans above EUR 14.