Economy

FGTS withdrawal starts after Easter; see calendar

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The extraordinary withdrawal of up to R$ 1,000 from the FGTS (Guarantee Fund for Time of Service) will begin to be released by Caixa Econômica Federal after Easter. The withdrawal calendar runs from April 20th to June 20th.

The release of values ​​will occur according to the month of the worker’s birthday and will always be on Wednesdays and Saturdays. Those born in January will have the money first, on Wednesday (20), while those born in February will have to wait for ten days to get access to the values, starting on April 30.

This pause in payments will occur because of the Tiradentes holiday, celebrated on April 21, when there will be no banking hours. The withdrawal, however, can be done remotely, through the digital FGTS, implemented by Caixa in February 2021 to facilitate the release of money from the Guarantee Fund.

See the FGTS withdrawal calendar 2022

Birth month deposit date
January April 20 (Wednesday)
February April 30th (Saturday)
March May 4th (Wednesday)
April May 11 (Wednesday)
May May 14 (Saturday)
June May 18 (Wednesday)
July May 21 (Saturday)
August May 25 (Wednesday)
September May 28 (Saturday)
October June 1st (Wednesday)
November June 8 (Wednesday)
December June 15 (Wednesday)

Who is entitled to withdraw the FGTS?

By the rules of the federal government, the worker with a balance in the Guarantee Fund that is not blocked will be entitled to the extraordinary withdrawal of the FGTS. In all, 42 million can have access to the money, according to calculations by the Ministry of Economy.

The money released can be from an account opened by the current job or from former employers. If there is a balance, the withdrawal of values ​​from the oldest companies is first authorized until reaching the most recent one.

Starting this Friday (8), the Caixa must release the consultation and will inform if the citizen will have the right to withdraw. Through the FGTS app or on the fgts.gov.br website, the worker can, in addition to checking the available values, say whether or not he wants to receive.

House did not want the amount released, the worker will be able to choose this option, also from Friday (8). In the application, it will also be possible to update the registration to receive the amounts, consult the total available for extraordinary withdrawal and see the date on which the credit will be released.

Anyone who does not move the money by December 15 at Caixa Tem will have the amounts returned to the fund’s account, according to Caixa.

How will the loot be?

The loot will be fully digital, through the Caixa Tem app. The deposit in the digital social savings account opened by Caixa will be automatic. At Caixa Tem, it will be possible to make purchases and pay bills, in addition to transferring amounts to other accounts and withdrawing money, including by Pix.

The worker can now check if he has a balance in the fund and if the current company or former employer made the deposit correctly. According to Caixa Econômica Federal, 42 million people will be able to withdraw up to R$ 1,000 from the FGTS, totaling R$ 30 billion released.

The amounts that are blocked in the linked FGTS account cannot be withdrawn either, this must occur with workers who opted for the birthday withdrawal, released only in the month of birth of the professional.

Caixa warns workers to be careful with scams. The bank states that it does not send messages asking for passwords, data or personal information. It also does not send links or ask for device confirmation or account access via email, SMS or WhatsApp.

It is possible, however, through the FGTS application, to request the sending of an SMS to find out if there is a monthly deposit of the Guarantee Fund amounts. Information can also be sent by letter, but the worker needs to go to an agency to ask.

The FGTS withdrawal is part of a federal government stimulus package for the economy. The package also includes other measures, such as the anticipation of the 13th birthday of INSS retirees and pensioners, microcredit for entrepreneurs and the release of payroll loans for those who earn BPC (Continued Benefit) and Auxílio Brasil.

SEE THE STEP BY STEP TO CONSULT THE BALANCE IN THE FGTS APP

  • Open the app and click “Sign in to the app”
  • The phrase “FGTS wants to use Caixa.gov.br to log in” will appear; go to “Continue”
  • Enter your CPF, go to “I’m not a robot”, select the requested images and go to “Verify”; then click “Next”
  • Enter your password and go to “Login”; if you don’t remember, click on “Recover password”
  • The system will ask you to register a bank account, if you do not want to do this, go to “Back to the home screen”
  • On the home screen, information about the companies you have worked for will appear.
  • The balance of values ​​of the current company or the last company in which you worked appears at the top of the screen; it’s the first; click on it to see the movements
  • To save the data, click on “Generate PDF extract” and save to your mobile
  • To see all the companies you’ve worked for, go to “View all your accounts”
  • The last bank deposit will be informed on the home screen, in the gray frame
CLTFederal Savings BankFGTSjobMinistry of Laboursheet

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