The out -of -court mechanism also moved high in September, with 6,513 new applications starting and 2,955 new submissions. At a high level and the monthly arrangements, which reached 1,789, amounting to EUR 524.4 million, thus continuing to confirm the initial provisions of the Ministry of National Economy and Finance on the increase in the measure of compulsory affiliation of eligible debtors with expanded criteria.

To support them, it is noted that the average monthly volume of arrangements has increased by 28% compared to the period before the institutionalization of compulsory.

By the end of September, 43,533 successful arrangements for initial debts of EUR 14.08 billion have been regulated through the out -of -court mechanism are recorded. At the same time, the validity rate reached 79%.

At the same time, at the closure of the first semester, based on the official data of the Bank of Greece published in the month of September, we see further retreat of the non-served loan index compared to the previous quarter, thereby noting a new historical low at 3.4%.

Emphasis on social protection – arrangements for vulnerable and disabled

September data shows that the social dimension of the mechanism is also steadily enhanced: applications of vulnerable groups have made 326 new successful arrangements, 20 of which relate to people with disabilities (with disabilities). At the same time, 299 debtors have made use of the advance payment measure to suspend auctions, effectively protecting their property.

Bilateral Settings with Servicers

According to data from the Association of Loans & Credit Claims Management Companies, in the first half of 2025, loan regulations/restructuring reached 3.2 billion euros.

In August, the positive course on bilateral loan arrangements continued with the 4 largest financial entities (Intrum, Cepal, Dovalue, Quant). A total of successful arrangements of 190 million euros were made, which corresponds to 3,144 debtors.

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