Caixa releases FGTS consultation this Friday (8); know how it will be

Caixa Econômica Federal released, this Friday (8), the consultation to the extraordinary withdrawal of up to R$ 1,000 from the FGTS (Fundo de Garantia do Tempo de Serviço). The service will be available on the FGTS application and on the fgts.caixa.gov.br website.

In the consultation, the worker will be able to know how much he will be entitled to withdraw from the Guarantee Fund, inform if he does not want to receive the amounts released in an extraordinary way by the government, check the deposits made by the employer and confirm the money payment schedule.

The app allows access to more features. In it, it will be possible to consult the amount to be credited, the date of credit in the digital social savings account, inform that you do not want to receive the credit of the amount, request that the credited money return to the FGTS account and make a registration change to create the savings .

Through the website, the worker will only be able to check whether he is entitled to the extraordinary withdrawal of the FGTS and the date of credit in the digital social savings that will be opened by Caixa. The amount to be paid will be the balance available in the FGTS account on the date of the debit made by Caixa, according to the payment schedule.

SEE THE FGTS WITHDRAWAL CALENDAR 2022

Payment runs from April 20th to June 15th. The release of values ​​will occur according to the month of the worker’s birthday and will always be on Wednesdays and Saturdays. Those born in January will have the money first, on Wednesday (20), while those born in February will have to wait for ten days to get access to the values, starting on April 30.

This break will occur because of the Tiradentes holiday, on April 21, when there will be no banking hours. The withdrawal, however, can be done remotely, through the digital FGTS.

Anyone who does not inform by April 20 that they do not want the money can later return the amounts debited by Caixa to the FGTS account. The deadline to do this is until November 10th of this year in the app or at an agency.

Those who opt for undoing will not be able to make a new request for an extraordinary withdrawal. If you do not make any movement in the digital social savings until December 15th, the amounts will automatically return to the Guarantee Fund account.

How will the loot be?

The withdrawal of values ​​will be digital, through the Caixa Tem app. In it, it will be possible to make purchases and pay bills, as well as transfer the amounts to other accounts and make the withdrawal, including through Pix.

After crediting the amounts, it will be possible to pay bills and bills, use the virtual debit card for payment in stores, websites or apps, in addition to shopping in supermarkets, bakeries, pharmacies and other establishments by paying with the QR code in the machines.

The amount can also be transferred to other bank accounts of Caixa or other banks. It is also possible to carry out transactions through Pix and withdraw the amount at ATMs and lottery. For this, a withdrawal password will be generated.

WHO IS ENTITLED TO THE FGTS WITHDRAWAL?

By the rules of the federal government, the worker with a balance in the Guarantee Fund that is not blocked will be entitled to the extraordinary withdrawal of the FGTS. In all, 42 million can have access to the money, according to calculations by the Ministry of Economy, totaling R$ 30 billion released.

The money released can be from an account opened by the current job or from former employers. If there is a balance, the withdrawal of values ​​from the oldest companies is first authorized until reaching the most recent one.

UNDERSTAND HOW THE FGTS WORKS

The Guarantee Fund is a kind of “compulsory savings” for workers, whose objective is to protect professionals who work with a formal contract. The employer must deposit, every month, 8% of the employee’s salary in an account in his name.

Upon dismissal, the worker can withdraw the values. If it is without just cause at the behest of the employer, there is still the payment of a 40% fine on the balance of the fund. If you resign, there is no way to withdraw, but there are other situations in which it is possible to withdraw the values, such as retirement and purchase of your own home, for example.