“Private debt is a twin brother of accuracy, limiting the disposable household income and threatening business viability. Our proposal gives a breath to households and businesses that are currently suffering from the pressure of arbitrariness and bank intolerance, funds and services, ”said Milena Apostolakis, Banking, D. Spirakos, Secretary of the Private Debt Sector. PASOK And Dimitris Anastopoulos, if. Secretary of private debt presenting the amendment to his most favorable management, tabled by the parliamentary group in the bill of the Ministry of National Economy and Finance under discussion.

The sentence includes 4 axes:

1) Protection of borrowers in Swiss francs, introducing a fair distribution of foreign exchange risk between banks and debtors, as it is undertaken by two -thirds by the creditor and one -third by the debtor. On the basis of PASOK’s proposal, a retrospective recalculation of debts with a more favorable exchange rate is provided and it is ensured that the arrangements cover and conventions that have been denounced or converted into euros.

2) The upgrading of the out -of -court debt settlement mechanism by establishing the compulsory participation of creditors in the process and a series of changes that will facilitate the production of realistic proposals. The Code of Conduct is strengthened and the obligation to reject debtors’ proposals is established. There are also debt settlement committees to ensure sustainable arrangements, while sanctions are enacted in cases of breach of liabilities by banks and management companies.

3) The obligation of the Management Companies to maintain stores or to work with bank stores in each regional unit to which the debtor can address to serve the issues linked to his debt, and their subsequent obligation to keep a record of the full file and the full file of the case, Adjustment. Abusive and unfair practices of management companies during the negotiations are addressed.

4) Ensuring transparency in banking transactions by abolishing abusive and opaque charges in basic banking services. Consumer access to banking services is ensured, the phenomena of excessive charges in stores are tackled to pay the same amount as online transactions, surcharged only with the actual cost of service. Banks, after all, should explain for every charge if it is a real operating cost or service pay to check for legitimacy and reasonable amount.

Milena Apostolakis stressed that the documented opposition PASOK does not fall into the vacuum, but leaves a specific footprint, such as bank charges. He also added that with his proposals, PASOK cancels the argument that he has no positions and makes the demand for political change even more urgent.

“Our suggestions have a look at the needs of citizens, not speculators. They give socially fair and sustainable solutions, where the current government has proven to be failed, as it does not have political will, “PASOK officials said.

They added that it is the responsibility of the state to exercise its intervention and audit role to tackle the greed of banks and management companies at the expense of borrowers.

“Following the presentation of the government’s” Black Bible “for private debt, PASOK presents its own different plan for private debt that responds to citizens’ protection needs and ensures social cohesion, while at the same time guaranteeing transparency and confidence in banking.”