To invest FGTS in Eletrobras it is necessary to have a bank account; see how to open

The worker with a balance in the FGTS (Fundo de Garantia do Tempo de Serviço) who is interested in buying Eletrobras shares needs to run. The deadline to reserve the papers ends at 12:00 this Wednesday (8). Before, however, it is necessary to choose one of the financial institutions authorized by Caixa Econômica Federal to make the contribution of resources. In this case, the deadline is also short.

To invest, you must have an open account with the chosen financial institution. In most banks, it is possible to open an account online (see below for requirements, deadline and step-by-step) in a few minutes, if the documentation is correct. But the process can take up to five business days, depending on the location. It is also possible to open the account in person, at the branch, a procedure that can be done on the spot.

Through Caixa’s FGTS application, the worker will inform which administrator he chose to make the reservation: Banco do Brasil, Banco do Nordeste, Bradesco, BTG Pactual, Caixa, Daycoval, Genial, Itaú, Safra, Santander and XP. In the same app, it is possible to simulate the available FGTS balance to buy shares.

According to Caixa, after the completion of the public offering process, it will be possible to identify whether there was a reserve of more than R$ 6 billion of FGTS resources, in which case the shares will be proportionally apportioned among investors, considering the reserve request. of each of them.

The worker may invest a minimum amount of R$ 200 from the FGTS, limited to 50% of the total balance in the fund. In order to reserve the shares, it is necessary to authorize the banks to move the Guarantee Fund.

See the list of funds structured to receive contributions from workers with FGTS resources and administration fees, with data updated until June 3.

Bank requirements to open the account

Check the procedures for opening an account at the largest banks and participating in the offer, according to information provided by financial institutions.

Itau

To open an online current account at Itaú, the person must have an identity document with photo, which can be a CNH (National Driver’s License), RG or CRNM (National Migration Registration Card, former CIE, Foreign Identity Card). ).

Also, in the process of opening an account, the bank asks the person to take a picture of themselves to prove their identity.

Check step by step:

• Access itau.com.br/abrir-conta on your cell phone and enter your CPF number
• Customize your account by choosing the products you prefer
• Take a photo of you and your ID
• The proposal will be analyzed and answered by email
• The deadline for opening a current account at Itaú, after completing the proposal and with all documents being accepted, is up to five business days

Bradesco

Bradesco also offers interested parties the possibility of opening an account through the bank’s application.

• Download the Bradesco application on your cell phone from the Google Play Store or Apple Store
• Click the “Don’t have an account? Open it now” button
• Fill in your CPF
• Fill in your personal data, with full name, cell phone and email
• Create a four-digit password
• Choose the type of account you want to open: salary receipt or checking account
• Take a photo of your ID or CNH
• Make a “video selfie”, saying your full name and that you want to open a bank account
• Create a six-digit password for your debit card
• Check the proposal form and click on “I have read and agree to the terms”
• The approval response will be sent by email within four business days.

Santander

To open an online account at the bank, the interested party needs to download the Santander app or access the institution’s website.

The bank informs that the current account opened over the internet has a maximum period of 72 hours for the verification of documents and the execution of the request, but this procedure usually takes place within 24 hours.

Anyone unable to open an account online can look for a Santander branch and open it on the spot.

• Open the Santander app or website
• Enter your CPF and register your basic data, such as name, email, address, telephone number and your monthly income
• You will receive an SMS with a confirmation code on your cell phone. If you don’t receive it, click on “Resend Code” and wait for the new SMS.
• According to your profile, choose the best package for your needs by comparing plans, services and rates. After choosing, finish filling in your information.
• Take a selfie by holding your ID next to your face; It could be your ID or driver’s license. It is important to take the photo with good lighting and without wearing sunglasses and/or caps and hats.
• Check your data carefully; if everything is ok, click “Continue”
• Confirm the terms of engagement. Take a front and back photo of your document (the same one you took the selfie) and click submit. Within 72 hours, you will receive an email notifying you if your request has been approved.

Bank of Brazil

In the case of BB, it is also possible to open an account 100% digitally.

• Download the BB app, click on “Products for me” and select “Digital Account”
• Fill in the fields with all the requested data
• Confirm your cell phone by clicking on the link that BB sends you by SMS
• Send good photos of the requested documents
• Don’t forget to register your passwords and inform the terms of commitment
• Please allow up to three business days for confirmation
• Upon release, the customer will be entitled to a debit card and free essential services

Cashier

To open a current account at Caixa, the interested party must request the opening at any point of service of the bank, presenting the following documents:

• Photo ID and within the expiry date, if any
• Proof of registration in the CPF, of the holder himself, in good standing with the Federal Revenue
• Proof of residence with expiry date, reference or issue, as the case may be, and whichever is the most recent, no later than the second month prior to the opening of the account
• Proof of income, with most recent issue date
• Proof of domicile in Brazil, in the case of foreign citizens
• Power of attorney, guardianship or trusteeship, if applicable
• Proof of emancipation, if applicable
• The opening time depends on the purpose of the account, that is, what other businesses the client intends to carry out in addition to the current account, which may imply the need for a credit assessment, or filling out an investor profile analysis questionnaire
• Caixa did not inform the deadline for opening the current account

Northeast Bank of Brazil

According to the BNB (Banco de Nordeste do Brasil) it is not necessary to have an account at the institution to make the FGTS investment in the FMP Eletrobras BNB. However, the customer must have an active account with the bank.

This can be done by presenting the completed registration proposal, accompanied by an identity document, proof of address and marriage certificate, if applicable. It is a simplified registration that can be done at any BNB branch.

• The worker must download the FGTS application and indicate the BNB as “Administradora do FMP-FGTS”
• In the Guarantee Fund app, it is also necessary to authorize BNB to ask Caixa Econômica to reserve the amount to be invested in BNB FMP- FGTS Eletrobras
• Go to a BNB branch to register if you don’t have it. If you are already a customer, you need to contact your relationship manager
• Then define the amounts you want to invest. BNB will register the desired amount in the service provided by Caixa
• Join the fund by signing the “Adhesion Term

XP Investimentos

XP informs that the account opening process can take up to 48 hours, but it may be completed sooner. However, to guarantee the booking, the customer must actually complete the account opening.

1. Access the site cadastre.xpi.com.br
2. Start the registration by filling in the requested information and go to “Next”
3. Provide residential data
4. Fill in your bank and equity details
5. Inform your professional data
6. Then, you will have to wait for confirmation of account opening.

BTG

According to BTG, opening the account is digital and takes a few minutes. It is necessary to follow the bank’s step by step and have the documents at hand, such as RG and CPF, in addition to other personal documents.

The account opening status is informed by email. A current account or investment account will be opened.

• Visit btgpactualdigital.com
• Go to “Open Account”, on the right side of the screen, above, in blue
• A form will open; enter the requested data and click “Start”
• Follow what is asked by the system

Guide Investments

Guide Investimentos informs you that, if all the documentation for opening the account is in order, the procedure will take a few minutes. However, in order to carry out the request to reserve Eletrobras shares with the FGTS, it is necessary for the client to already have an open account and a risk profile starting from bold.

The account opening is on the website guide.com.br, on the home page. Just go to “Open your account, it’s free”, and enter the requested data.