A significant portion of industry entrepreneurs in Brazil are still unaware of the federal credit program for small and medium-sized businesses, according to a survey this Tuesday (30th).
According to a Datafolha survey, at the request of Simpi (Union of Micro and Small Industry of the State of São Paulo), 4 out of 10 entrepreneurs in the sector said they were not familiar with Pronampe (National Support Program for Micro and Small Businesses), which was created during the pandemic and is in a new phase.
In addition, only 16% of respondents feel well informed about the program.
The data illustrates the challenge of irrigating smaller businesses with credit, responsible for generating more than 70% of formal jobs in the country in the 12 months through July.
Created in 2020 as an emergency line for small and medium-sized businesses, Pronampe initially served around 750,000 companies, with a total value of BRL 200 billion.
In the new stage started on July 25, the banks involved in the program have already lent R$20.3 billion in credit to more than 221,000 companies in the country, most of this amount through Banco do Brasil and Caixa Econômica Federal.
In the survey commissioned by Simpi, 30% of respondents from small industries cited the difficulty of accessing credit as the main difficulty in opening a business, easily overcoming factors such as bureaucracy (16%) and taxes (3%).
The survey, carried out between July and August, also pointed out that 46% of small industrialists revealed that they had insufficient working capital to maintain the business.
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