Caixa pays FGTS to 3.2 million workers; see who is entitled

A total of 3.2 million workers born in February will be able to withdraw, as of this Saturday (30), R$ 2.2 billion from the extraordinary FGTS (Fundo de Garantia do Tempo de Serviço). Each professional can withdraw up to BRL 1,000, depending on the amount available in the account.

The movement of money is done through the Caixa Tem application, without having to go to a Caixa Econômica Federal branch, responsible for the fund and the transfer of values. For this reason, unlike previous payments, such as emergency aid, there will be no special opening of branches this Saturday.

The extraordinary withdrawal of the FGTS was released by provisional measure 1,105, of March 17 this year. According to the rule, all workers with an account in the Guarantee Fund with a balance will be entitled to the amount. The money, however, will only be available in the digital social savings account opened by Caixa on a date defined by means of a calendar, which takes into account the month of birth of the worker.

From April 20th to June 15th, approximately R$ 30 billion will be paid to approximately 42 million workers with the right to withdraw. Prices will be available until December 15th. Those who do not want to receive can cancel the credit until November 10th. Anyone who does not withdraw by December 15 has the amount returned to the Guarantee Fund, without prejudice, with correction.

SEE THE 2022 FGTS WITHDRAWAL CALENDAR

How will the loot be

The money is released at Caixa Tem and, immediately after it is paid, it is possible to pay slips and bills, use the virtual debit card in stores, websites and applications. Withdrawals are made at Caixa ATMs, lotteries or bank correspondents by generating a code.

It is also possible to transfer the amount to other banks. There is also the possibility of carrying out transactions through Pix. Operations, however, may be limited. Transfers to another account, even if in the name of the worker, are up to R$600 per operation.

In the case of Pix, it is possible to use the Pix for payment and the Pix for withdrawing money, which will oblige the citizen to go to a Caixa ATM, a lottery shop or a correspondent Caixa Aqui.

CHECK YOUR BALANCE ON THE FGTS WEBSITE OR APP

From the site:

• Access www.fgts.caixa.gov.br
• Go to “Check here” and enter your CPF and password
• In “How you will receive your values”, the information will appear if the deposit will be automatic or if it will be necessary to make the request

By app:

• Enter the application and enter CPF and password
• If there is a virtual queue, wait a few minutes
• On the home screen, go to “Extraordinary Withdrawal”
• On the next screen, the amount that will be released, the payment date and the deposit account will appear in the case of those who are entitled to automatic withdrawal
• Click on “See released FGTS accounts” to find out which accounts the money will come from
• If the payment is not automatic, go to “Request a withdrawal”

What to do if you don’t receive it automatically

The FGTS payment is made automatically for most workers, according to Caixa. However, if the credit is not available at Caixa Tem, the worker must access the FGTS app, and request the amounts (click here).

According to information from Caixa, workers who did not use the emergency withdrawal in 2020 may need to update their registration and request the withdrawal in the FGTS app, without having to go to a branch. In this case, the credit will be made on another date.

Understand the release of the Guarantee Fund amounts

The extraordinary withdrawal can be made only once in 2022, considering the balance available on the date the debit is made, up to a limit of BRL 1,000 per worker. After this release, the professional will only have access to the money in situations provided for by law.

If the holder has more than one FGTS account, the withdrawal is made in the following order: first, the value of the accounts of contracts that have already been closed is released, starting with the account with the lowest balance. Then, the amount that is in the other linked accounts will be released, starting with the account with the lowest balance.

The amounts blocked in the FGTS account will not be available for withdrawal. The main reasons for blocking are: court order, request for the return of an extra amount paid by the employer, inconsistent data and contracting a credit operation with anticipation of the birthday withdrawal.

where to ask questions

According to Caixa, in case of doubts, workers must access the FGTS app, in “Extraordinary withdrawal”, where there is an answer to some questions, or even try to answer by phone at the following numbers: 4004-0104, for capitals and metropolitan regions, and 0800-1040104 for other regions.