‘Despite the intervention of Ministry of Development To correct the increases in long -term insurance insurance, which we initially welcome, our country is one of the most expensive countries in Europe in private health costs. As a result, increases that have been accumulated over the last four years, may not be corrected only by limiting the rate provided by the Ministry of Development amendment. ”

This is pointed out in a statement Association of Insurance Ombudsmen of Greece (EADE) proposing to launch a new round of dialogue “with the only agenda a comprehensive review of the topic of the shaping of premiums, which will focus on ensuring the provision of health insurance to citizens and its continuity, the uninterrupted access of insured persons in private health services. , and, above all, the restoration of citizens’ confidence in all those involved in the private insurance chain. “

It is recalled that by an amendment by the Ministry of Development voted by the Parliament, the increase in premiums for 2025 was limited to 7% average, from nearly 15% that the companies set.

OR Join He emphasizes, inter alia: “As the increases in long-term contracts are directly linked to the results of insurance companies, we consider that, in particular in the last two years, due to the intensity of inflationary pressure that has been burdened with the cost of living, the degree of non- Citizens’ tolerance, it was not appreciated in its correct dimension. “

It is noted that the Association of Insurance Ombudsmen of Greece (EADE) represents all three levels of insurance mediation. That is, insurance agents, insurance brokers and insurance agents coordinators – and as noted in the announcement, “Insurance Mediation is a structural pillar of the insurance market and needs to be active and essentially involved in the necessary and sincere dialogue between insurance companies. , State and other potentially interested parties. “

In detail, the Union proposes “in the light of the optimal and common acceptance of finding a solution”:

– Collective Tackling Challenges by Insurance Market

We have to maintain the insurance market united in the management and treatment of modern challenges through discussions and finding solutions that work with the benefit of all its factors and of course the citizen / consumer. Reports made public in the above period of time to separate or not the general costs of companies and insurance costs and the integration of data from different distribution networks do not contribute to market stability and beyond their non-omittedness, they create additional misunderstandings and confusion to the our insureds.

All participants in the insurance market must be the effective cooperation for the benefit of the insured.

– Transparency in hospital charges

The lack of clear pricing, while not specified, often leading to increased costs of insurance packages, burdening both insured and insurance companies. The application of transparent practices, such as the detailed presentation of medical spending and the standardization of price lists, helps to enhance confidence between patients, insurers and health providers.

– application of Drgs to private clinics

The application of DRGs diagnostic groups to private clinics is an important tool for rationalizing costs and shaping more transparent and fair charges to health services. The DRG system categorizes medical operations and hospitalizations based on diagnostic and therapeutic criteria, allowing predictable and controlled costumes to be created.

– VAT review 24% on health services, which are charged to compensation

The 24% VAT review is a critical issue, as this high taxation increases the total cost of medical operations, and, by extension, burdens the compensation of insurance companies. This tax burden is passed on to insureds, leading to higher premiums and reduced access to private health services.

– Remove 15% in premiums

The abolition of a 15% tax on health premiums could be a decisive factor in reducing the cost of insurance policy and enhancing private health insurance. This tax is directly charged to the insured, increasing the total amount they pay to cover their health care.

– Public and Private Sector Partnership (PPP) for the benefit of insured

The Public and Private Sector Partnership (PPP) in the health sector can significantly contribute to the improvement of the quality of care services and rationalizing the cost of health insurance insurance. Proper implementation of such a model with transparent terms and fair charges can lead to more affordable and sustainable insurance policies, enhancing citizens’ safety and confidence in the health system.