Starting next Monday (29), Santander will make available to its account holders the anticipation of the withdrawal of the anniversary of the FGTS (Guarantee Fund for Severance in Service), a modality that allows the withdrawal of a part of the fund once a year , in the month of birthday.
The initial interest rate to redeem the amount through Santander is 1.69% per month. It will be possible to anticipate up to one anniversary cycle, that is, the contracting date must be between 150 and 365 days of the account holder’s month of birth. According to Santander, in the pre-launch, 200 thousand customers registered interest in this credit line.
The amount to be released on the anniversary withdrawal depends on the total balance that the shareholder has in his FGTS accounts. A percentage of the FGTS balance plus an additional annual installment is possible. The higher the balance in the fund, the lower the redemption percentage.
Until August 2021, 10.2 million withdrawals had been carried out, with an average of R$ 787 per person, according to the Ministry of Economy.
with Andressa Motter e Ana Paula Branco
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