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Friday, December 9, 2022
HomeEconomyWorker born in October can now join the FGTS birthday loot

Worker born in October can now join the FGTS birthday loot

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Workers born in October can join the FGTS birthday withdrawal (Fundo de Garantia do Tempo de Serviço) from this Saturday (1st). The amount, released on Monday (3), will be available for withdrawals until December 30 of this year.

October birthdays who want to receive the annual installment this year can join the modality until the end of the month. The subscription to the annual withdrawal can be made on the FGTS website and application and at Caixa service points, such as branches and ATMs.

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For those who had a birthday in August and opted for the modality, the money will be available until October 31. If the worker does not withdraw the resource within the deadline, it will automatically return to his FGTS account.

Withdrawal of money takes place according to the payment schedule defined by Caixa. The transfer of amounts to another account is made through the FGTS application for cell phones and tablets.

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According to a survey by Caixa’s FGTS Channel, more than 15 million workers joined the birthday loot between January and August this year. In all, the amount made available exceeded R$ 8.5 billion.

In the entire year of 2021, more than BRL 12 billion in resources were released, exceeding the BRL 9 billion withdrawn in 2020.

2022 ANNIVERSARY WITHDRAWAL CALENDAR

born in Start of payment Final date to withdraw the amount

January

jan/03

31/mar

February

01/feb

april 29

March

02/mar

May 31

April

apr/01

30/jun

May

May 02

July 29

June

01/jun

aug 31

July

July 01

30/sep

August

aug/01

31/Oct

September

sep/01

nov/30

October

03/Oct

30/dec

November

nov/01

31/Jan/2023

December

dec/01

28/Feb/2023

Those who opt for the anniversary withdrawal are no longer entitled to the withdrawal withdrawal, which is the release of values ​​when there is unfair dismissal.

In these cases, however, the worker can withdraw the 40% fine on the FGTS and withdraw the amount in other situations provided for by law, such as when buying a home, in retirement or due to serious illness.

The worker who opts for the birthday withdrawal can withdraw and return to the withdrawal withdrawal, as long as he has not made a loan with the money. But the change will only be reversed after more than two years from the date of joining, from the first day of the 25th month after the day of the return request.

Amount that can be withdrawn

The amount released by Caixa depends on the total balance that the worker has in his FGTS accounts, including active accounts (from current employment) and inactive (from previous jobs). For example: if the balance is R$ 800, you can withdraw 40% (R$ 320) plus the fixed installment of R$ 50, totaling R$ 370.

Whoever has up to R$ 500 of FGTS can withdraw half of the amount. The higher the total amount of the FGTS, the lower the percentage authorized for annual withdrawal.

FGTS balance (in BRL) Aliquot Additional installment (in BRL)
up to 500 50%
From 500.01 to 1,000 40% 50
From 1,000.01 to 5,000 30% 150
From 5,000.01 to 10,000 20% 650
From 10000.01 to 15,000 15% 1,150
From 15,000.01 to 20,000 10% 1,900
Above 20,000.01 5% 2,900

MONEY CAN BE PREPARED THROUGH LOAN

The worker who adheres to the option can also take out a loan that anticipates the withdrawal. Depending on the bank, up to seven withdrawals can be anticipated. However, the modality has interest. If you make the birthday withdrawal early, it is not necessary to wait for the month of birth to withdraw.

The contracting of the loan is made only in qualified institutions. In the FGTS application, the worker can simulate the maximum amount to be hired. It is not necessary to join the birthday loot to do the simulation.

SEE THE STEP BY STEP TO CONSULT THE BALANCE IN THE FGTS APP

  • Open the app and click “Sign in to the app”
  • Enter your CPF, check the option “I’m not a robot” and click “Next”
  • Enter your password and go to “Login”; if you don’t remember, click on “Recover password”
  • On the home screen click on “Anniversary Withdrawal”
  • In “Simulate the value of Saque-Aniversário” the application will present the amount that can be withdrawn, according to the balance of your FGTS
  • Read the membership term. If you agree, select the option “I have read and accept the terms and conditions”
  • Click on the “Opt for Anniversary Withdrawal” button
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